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Affordable Housing In Rotterdam
Schenectady County, New York

1 Low Income Apartment Communities In Rotterdam

State of New York

1310 Princetown Rd
Rotterdam, New York
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Guide To Affordable Housing in Rotterdam, New York

There are 1 low income housing apartment communities offering 60 affordable apartments for rent in Rotterdam, New York.

Income Based Apartments in Rotterdam, New York

Rotterdam features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Rotterdam, New York

There are 60 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Rotterdam.

Housing Choice Vouchers in Rotterdam, New York

On average, Section 8 Housing Choice vouchers pay Rotterdam landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in Rotterdam.

The maximum amount a voucher would pay on behalf of a low-income tenant in Rotterdam, New York for a two-bedroom apartment is between $949 and $1,159.

2020 Rotterdam, New York Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $747 $855 $1,054 $1,313 $1,428
Payment Standard Range $672 to $822 $770 to $941 $949 to $1,159 $1,182 to $1,444 $1,285 to $1,571

Sourced from federal housing data and research.

Rotterdam, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 60
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 19.43%
Average Renter Household Size 2.55
Average Household Size 2.67
Median Household Income $60,269 ±$2,296
Median Rent $875 ±$76
Percentage Of Renters Overburdened 45.9% ± 7.76pp
Total Population 20,949

Population and Household Demographics

Rotterdam is a city in Schenectady County, New York with a population of 20,949. There are 7,781 households in the city with an average household size of 2.67 persons. 19.43% of households in Rotterdam are renters.

Income and Rent Overburden in Rotterdam

The median gross income for households in Rotterdam is $60,269 a year, or $5,022 a month. The median rent for the city is $875 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rotterdam, a household making less than $2,917 a month would be considered overburdened when renting an apartment at or above the median rent. 45.9% of households who rent are overburdened in Rotterdam.

Area Median Income In Rotterdam

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Rotterdam, the AMI is calculated from all households within Schenectady County.

In Rotterdam, HUD calculates the Area Median Income for a family of four as $99,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Rotterdam

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Rotterdam

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $20,400 $23,300 $26,200 $29,100 $31,450 $35,160 $39,640 $44,120
50% of Median $33,950 $38,800 $43,650 $48,500 $52,400 $56,300 $60,150 $64,050
80% of Median $54,350 $62,100 $69,850 $77,600 $83,850 $90,050 $96,250 $102,450