Affordable Housing In St Lawrence County
New York

26 Low Income Apartment Communities In St Lawrence County

Lawrence Avenue Apartments

3 Debra Drive
Potsdam, NY
Income Based
1-3 BR

Pine Grove

275 West Barney Street
Gouverneur, NY
Call For Rent
1-2 BR
HCV Welcome

Norwood Village Apartments

4 Baldwin Ave
Norwood, NY
Call For Rent
1-3 BR

Mayfield Apartments

4 May Rd
Potsdam, NY

Canton Grasse River Apartments

35 Riverside Dr
Canton, NY

Midtown Apartments

28 Munson St
Potsdam, NY

4th Senior Housing

32 Church St S
Brasher Falls, NY

Riverview Apartments

3 High St
Norfolk, NY

Mcbrier Park Manor

103 Canton St
Hermon, NY

Chas. Smithers - Law Lane

41 Law Ln
Canton, NY

Other Housing Authorities located in St Lawrence County

Housing Authority Programs
Massena Housing Authority Public Housing
Ogdensburg Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Canton Housing Authority Public Housing

Guide To Affordable Housing in St Lawrence County, New York

There are 26 low income housing apartment communities offering 1,648 affordable apartments for rent in St Lawrence County, New York. St Lawrence County features 1,170 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 478 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in St Lawrence County.

Sourced from federal housing data and research.

St Lawrence County, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 26
Total Low Income Apartments 1,648
Total Housing Units with Rental Assistance 1,170
Percentage of Housing Units Occupied By Renters 28.59%
Average Renter Household Size 2.10
Average Household Size 2.42
Median Household Income $44,705 ±$1,540
Median Rent $700 ±$18
Percentage Of Renters Overburdened 48.81% ± 3.55pp
Total Population 112,011

Population and Household Demographics

St Lawrence County is a County in New York with a population of 112,011. There are 41,449 households in the county with an average household size of 2.42 persons. 28.59% of households in St Lawrence County are renters.

Income and Rent Overburden in St Lawrence County

The median gross income for households in St Lawrence County is $44,705 a year, or $3,725 a month. The median rent for the county is $700 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In St Lawrence County, a household making less than $2,333 a month would be considered overburdened when renting an apartment at or above the median rent. 48.81% of households who rent are overburdened in St Lawrence County.1

Area Median Income In St Lawrence County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In St Lawrence County, HUD calculates the Area Median Income for a family of four as $64,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in St Lawrence County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for St Lawrence County HUD Rental Assistance in St Lawrence County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,900 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,200 $26,500 $29,800 $33,100 $35,750 $38,400 $41,050 $43,700
80% of Median $37,100 $42,400 $47,700 $52,950 $57,200 $61,450 $65,700 $69,900
Low Income Housing Tax Credits in St Lawrence County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1993 to 2006, 7 low income apartment communities containing 223 rental apartments have been constructed and made affordable to low income persons in St Lawrence County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in St Lawrence County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,200 $26,500 $29,800 $33,100 $35,750 $38,400 $41,050 $43,700
60% of Median $27,840 $31,800 $35,760 $39,720 $42,900 $46,080 $49,260 $52,440

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in St Lawrence County is $35,760 a year, or $2,980 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,980 by 30% to get a maximum rent of $894 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $580 $621 $745 $861 $960 $1,059
60% $696 $746 $894 $1,033 $1,152 $1,271
Fair Market Rents in St Lawrence County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$625 $665 $830 $1,034 $1,247

Cities In St Lawrence County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Ogdensburg 4 The HUD funded Public Housing Agency that serves Ogdensburg is the Ogdensburg Housing Authority.
Potsdam 6
Brasher Falls 1
Gouverneur 2
Hermon 1
Edwards 0
Norfolk 2
Madrid 0
Colton 0
Star Lake 0
Hammond 1
Norwood 1
Morristown 1
Parishville 1
Lisbon 0
Canton 5 The HUD funded Public Housing Agency that serves Canton is the Canton Housing Authority.
Russell 0
Waddington 0
Massena 1