Low Income Apartments and Affordable Housing For Rent in Utica, NY

Discover affordable housing in Utica where there are 37+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

F.X Matt

1790 Armory Dr, Utica, New York 13501

N.D Peters Manor

1600 Armory Dr, Utica, New York 13501

Adrean Terrace

1736 Armory Dr, Utica, New York 13501

Duplex Homes

804 and 806 Second St, Utica, New York 13501

Gillmore Village

929 Hillcrest Ave, Utica, New York 13502

Humphrey Gardens

225 Herkimer Rd, Utica, New York 13502

The Brook Apartments

2420 Oneida Street, Utica, New York 13501

Steinhorst Apartments

612 South Street, Utica, New York 13502

Hamilton Street

819 Hamilton St, Utica, New York 13502

bed Studio

Kemble Square

1229 Kemble St, Utica, New York 13502

Steuben Village

104 Addington Pl, Utica, New York 13501


1205 Kemble St, Utica, New York 13501

Willow Commons

32 Noyes St, Utica, New York 13502

Academy Square Project

310 Bleecker St, Utica, New York 13501

332 Blandina St - Ucai

332 Blandina St, Utica, New York 13501

1401 Kemble St - Loretto Utica

1401 Kemble St, Utica, New York 13501

312 Blandina St - Ucai

312 Blandia St, Utica, New York 0

How To Identify Affordable Housing in Utica, New York

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
Open Until Further Notice

Reported On February 23rd, 2024 by Chris Madden

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Utica, New York
$3.79 (+25%) more than New York minimum wage and $11.54 (+159%) more than the Federal minimum wage.
Learn More About Utica, New York Affordable Housing ↓

What HUD offices serve Utica, New York?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV) programs for Utica, New York.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Utica, New York.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Utica, New York.

Go to the New York Public Housing and Low-Income Apartments Waiting Lists page for openings near Utica.

How many renters live in Utica, New York?

The City of Utica has people living in households.

There are renters living in renter households in this City. Renters make up 46.12 percent of the population living in Utica.

What is the rental market like in Utica, New York?

There are an estimated housing units in the Utica area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Utica, New York, there are 1.07 rental units.

What is the vacancy rate for rentals in Utica?

The rental vacancy rate in Utica is 6 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Utica for each bedroom size?

Occupied Rental Units by Size in Utica
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
419 2,578 4,162 4,068 906
Occupied Rental Units by Size in Utica

A large number of apartments in Utica have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Utica

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $785 to $1,410. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $785
One BR $790
Two BR $992
Three BR $1,199
Four BR $1,410
2024 Fair Market Rents in Utica, New York

How many units are rented at Fair Market Rent (FMR) in Utica?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 235 56 percent
One BR 1,741 68 percent
Two BR 2,675 64 percent
Rental Units Below FMR in Utica, New York

How many affordable rental units are in Utica?

There are a variety of federal affordable housing programs serving households in Utica, New York including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 236 Rental Assistance
Section 202 Supportive Housing for the Elderly
Tracked Units by Federal Program in Utica, New York

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Utica, New York

Utica features 3,620 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Utica, New York

There are 428 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Utica.

Housing Choice Vouchers in Utica, New York

On average, Section 8 Housing Choice vouchers pay Utica landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Utica.

The maximum amount a voucher would pay on behalf of a low-income tenant in Utica, New York for a two-bedroom apartment is between $893 and $1,091.

Sourced from federal housing data and AffordableHousingOnline.com research.