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Affordable Housing In Fargo
Cass County, North Dakota

52 Low Income Apartment Communities In Fargo

Windwood Townhomes

45th Street SW
Fargo, North Dakota
2 BR

Northland Apartments

1115 23rd St S
Fargo, North Dakota
Income Based
1-2 BR
Disabled Supportive Housing

The West Winds

3420 42nd St SW
Fargo, North Dakota
1-3 BR

Country Edge Apartments

3343 31st Ave SW
Fargo, North Dakota
2-3 BR

West Winds South

3420 42nd St S
Fargo, North Dakota
Call For Rent
1-3 BR

River Square

5302 S University Dr
Fargo, North Dakota
1-2 BR

Foxtail Creek Townhomes

3720 42nd Street S
Fargo, North Dakota
2-4 BR

The Bridges

1601 North University Drive
Fargo, North Dakota
Call For Rent
2-4 BR

Crossroads Senior Living Community

1670 E Gateway Cir S
Fargo, North Dakota
1-2 BR

Sunrise North

350 26th Ave N
Fargo, North Dakota
Call For Rent
1-2 BR

Housing Authorities that serve Fargo

Housing Authority Programs
Housing Authority of Cass County Section 8 Housing Choice Voucher (HCV); Public Housing
Fargo Housing Section 8 Housing Choice Voucher (HCV); Public Housing; Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Fargo, North Dakota

There are 52 low income housing apartment communities offering 2,540 affordable apartments for rent in Fargo, North Dakota.

Income Based Apartments in Fargo, North Dakota

Fargo features 1,092 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Fargo, North Dakota

There are 1,448 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Fargo.

Housing Choice Vouchers in Fargo, North Dakota

On average, Section 8 Housing Choice vouchers pay Fargo landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Fargo.

The maximum amount a voucher would pay on behalf of a low-income tenant in Fargo, North Dakota for a two-bedroom apartment is between $751 and $917.

2020 Fargo, North Dakota Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $555 $676 $834 $1,203 $1,464
Payment Standard Range $500 to $611 $608 to $744 $751 to $917 $1,083 to $1,323 $1,318 to $1,610

Sourced from federal housing data and research.

Fargo, ND Affordable Housing Snapshot

Total Affordable Apartment Properties 52
Total Low Income Apartments 2,540
Total Housing Units with Rental Assistance 1,092
Percentage of Housing Units Occupied By Renters 56.15%
Average Renter Household Size 1.89
Average Household Size 2.17
Median Household Income $46,175 ±$1,655
Median Rent $709 ±$9
Percentage Of Renters Overburdened 40.84% ± 2.86pp
Total Population 113,464

Population and Household Demographics

Fargo is a city in Cass County, North Dakota with a population of 113,464. There are 49,962 households in the city with an average household size of 2.17 persons. 56.15% of households in Fargo are renters.

Income and Rent Overburden in Fargo

The median gross income for households in Fargo is $46,175 a year, or $3,848 a month. The median rent for the city is $709 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Fargo, a household making less than $2,363 a month would be considered overburdened when renting an apartment at or above the median rent. 40.84% of households who rent are overburdened in Fargo.

Area Median Income In Fargo

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Fargo, the AMI is calculated from all households within Cass County.

In Fargo, HUD calculates the Area Median Income for a family of four as $89,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Fargo

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Fargo

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $18,800 $21,450 $24,150 $26,800 $30,680 $35,160 $39,640 $44,120
50% of Median $31,300 $35,800 $40,250 $44,700 $48,300 $51,900 $55,450 $59,050
80% of Median $50,050 $57,200 $64,350 $71,500 $77,250 $82,950 $88,700 $94,400