Affordable Housing In Bellaire
Belmont County, Ohio

4 Low Income Apartment Communities In Bellaire

Carnes Senior Apartments

3396 Belmont Ave
Bellaire, OH
HCV Welcome

Belle Village Apartments

64551 Patterson Hill Rd
Bellaire, OH
Subsidized

Rosehill Towers

3345 Monroe St
Bellaire, OH

Bellaire Scattered Sites

1515 Belmont St
Bellaire, OH
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There are 4 low income housing apartment complexes which contain 406 affordable apartments for rent in Bellaire. Many of these rental apartments are income based housing with 380 apartments that set rent based on your income. In Bellaire, HUD housing programs support 50 rental assistance apartments through programs like Project-based Section 8. There are 26 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Bellaire

Housing Authority Programs
Belmont Metropolitan Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Bellaire, Ohio

Bellaire, OH Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 406
Total Rent Assisted Apartments 380
Percentage of Housing Units Occupied By Renters 45.6%
Average Renter Household Size 2.03
Total Population 4,215
Housing Units 1,831
Average Household Size 2.28
Median Household Income $26,677 ±$4,046
Median Rent $554 ±$46
Percentage Of Renters Overburdened 38.56% ± 8.03pp

Population and Household Demographics

Bellaire is a City in Belmont County, Ohio with a population of 4,215. There are 1,831 households in the city with an average household size of 2.28 persons. 45.6% of households in Bellaire are renters.

Income and Rent Overburden in Bellaire

The median gross income for households in Bellaire is $26,677 a year, or $2,223 a month. The median rent for the city is $554 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bellaire, a household making less than $1,847 a month would be considered overburdened when renting an apartment at or above the median rent. 38.56% of households who rent are overburdened in Bellaire.1

Area Median Income In Bellaire

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Bellaire, the AMI is calculated from all households within Belmont County.

In Bellaire, HUD calculates the Area Median Income for a family of four as $65,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bellaire

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Bellaire HUD Rental Assistance in Bellaire

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,700 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,050
50% of Median $22,850 $26,100 $29,350 $32,600 $35,250 $37,850 $40,450 $43,050
80% of Median $36,550 $41,750 $46,950 $52,150 $56,350 $60,500 $64,700 $68,850
Low Income Housing Tax Credits in Bellaire

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2001 to 2001, 1 low income apartment communities containing 20 rental apartments have been constructed and made affordable to low income persons in Bellaire by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Bellaire

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,850 $26,100 $29,350 $32,600 $35,250 $37,850 $40,450 $43,050
60% of Median $27,420 $31,320 $35,220 $39,120 $42,300 $45,420 $48,540 $51,660

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Bellaire is $35,220 a year, or $2,935 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,935 by 30% to get a maximum rent of $881 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $571 $612 $734 $848 $946 $1,044
60% $686 $734 $881 $1,018 $1,136 $1,253
Fair Market Rents in Bellaire

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$548 $552 $702 $900 $1,092