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Affordable Housing In Cardington
Morrow County, Ohio

5 Low Income Apartment Communities In Cardington

Cardington Place

222 Lincoln Court
Cardington, Ohio
1-3 BR

Sunrise Dwellings, Inc

520 Park St
Cardington, Ohio
Disabled Supportive Housing

Cardington Manor

316 Park St
Cardington, Ohio
Elderly Supportive Housing

Dunham Green Apartments

400 Park St
Cardington, Ohio

Auburn Hills

450 Park St
Cardington, Ohio
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Housing Authorities that serve Cardington

Housing Authority Programs
Morrow Metropolitan Housing Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Cardington, Ohio

There are 5 low income housing apartment communities offering 120 affordable apartments for rent in Cardington, Ohio.

Income Based Apartments in Cardington, Ohio

Cardington features 35 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cardington, Ohio

There are 85 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cardington.

Housing Choice Vouchers in Cardington, Ohio

On average, Section 8 Housing Choice vouchers pay Cardington landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Cardington.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cardington, Ohio for a two-bedroom apartment is between $928 and $1,134.

2021 Cardington, Ohio Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $717 $827 $1,031 $1,298 $1,468
Payment Standard Range $645 to $789 $744 to $910 $928 to $1,134 $1,168 to $1,428 $1,321 to $1,615

Sourced from federal housing data and research.

Cardington, OH Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 120
Total Housing Units with Rental Assistance 35
Percentage of Housing Units Occupied By Renters 38.88%
Average Renter Household Size 2.57
Average Household Size 2.85
Median Household Income $32,879 ±$3,962
Median Rent $637 ±$67
Percentage Of Renters Overburdened 47.48% ± 13.71pp
Total Population 2,352

Population and Household Demographics

Cardington is a city in Morrow County, Ohio with a population of 2,352. There are 818 households in the city with an average household size of 2.85 persons. 38.88% of households in Cardington are renters.

Income and Rent Overburden in Cardington

The median gross income for households in Cardington is $32,879 a year, or $2,740 a month. The median rent for the city is $637 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cardington, a household making less than $2,123 a month would be considered overburdened when renting an apartment at or above the median rent. 47.48% of households who rent are overburdened in Cardington.

Area Median Income In Cardington

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cardington, the AMI is calculated from all households within Morrow County.

In Cardington, HUD calculates the Area Median Income for a family of four as $84,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cardington

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cardington

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,700 $20,200 $22,750 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $29,500 $33,700 $37,900 $42,100 $45,500 $48,850 $52,250 $55,600
80% of Median $47,150 $53,900 $60,650 $67,350 $72,750 $78,150 $83,550 $88,950