Affordable Housing In Lorain
Lorain County, Ohio

28 Low Income Apartment Communities In Lorain

Westlake Gardens

5009 W Erie Ave
Lorain, Ohio
Income Based
2-3 BR

Nativity Manor

1454 Lexington Ave
Lorain, Ohio
Call For Rent
1-2 BR

Pearl Village Apartments

4221 Pearl Ave
Lorain, Ohio

Firelands Retirement Center

1025 W Erie Ave
Lorain, Ohio

Sheffield Vistas

1480 Lincoln Boulevard
Lorain, Ohio

Berkshire Court

1615 E 29th St
Lorain, Ohio

Westgate Gardens

2927 Leavitt Rd
Lorain, Ohio

International Plaza

1825 Homewood Drive
Lorain, Ohio

Oberlin Manor

1220 W 37th St
Lorain, Ohio

Sacred Heart Manor

4285 Pearl Ave
Lorain, Ohio
Elderly Supportive Housing

Section 8 Vouchers, Apartments, and Waiting Lists in Lorain, Ohio

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Lorain, Ohio

Housing Authority Programs
Lorain Metropolitan Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Rental Assistance (PBRA)

Guide To Affordable Housing in Lorain, Ohio

There are 28 low income housing apartment communities offering 2,090 affordable apartments for rent in Lorain, Ohio.

Income Based Apartments in Lorain, Ohio

Lorain features 1,504 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Lorain, Ohio

There are 586 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Lorain.

Housing Choice Vouchers in Lorain, Ohio

On average, Section 8 Housing Choice vouchers pay Lorain landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Lorain.

The maximum amount a voucher would pay on behalf of a low-income tenant in Lorain, Ohio for a two-bedroom apartment is between $804 and $982.

2022 Lorain, Ohio Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Lorain, Ohio Fair Market Rent $632 $732 $893 $1,169 $1,224
Lorain, Ohio Payment Standard Range $569 to $695 $659 to $805 $804 to $982 $1,052 to $1,286 $1,102 to $1,346

Sourced from federal housing data and research.

Lorain, OH Affordable Housing Snapshot

Total Affordable Apartment Properties 28
Total Low Income Apartments 2,090
Total Housing Units with Rental Assistance 1,504
Percentage of Housing Units Occupied By Renters 42.15%
Average Renter Household Size 2.53
Average Household Size 2.50
Median Household Income $35,042 ±$1,354
Median Rent $656 ±$18
Percentage Of Renters Overburdened 52.91% ± 4.26pp
Total Population 63,778

Population and Household Demographics

Lorain is a city in Lorain County, Ohio with a population of 63,778. There are 25,218 households in the city with an average household size of 2.50 persons. 42.15% of households in Lorain are renters.

Income and Rent Overburden in Lorain

The median gross income for households in Lorain is $35,042 a year, or $2,920 a month. The median rent for the city is $656 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Lorain, a household making less than $2,187 a month would be considered overburdened when renting an apartment at or above the median rent. 52.91% of households who rent are overburdened in Lorain.

Area Median Income In Lorain

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Lorain, the AMI is calculated from all households within Lorain County.

In Lorain, HUD calculates the Area Median Income for a family of four as $78,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Lorain

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Lorain

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Lorain AMI may qualify for rental assistance programs that target Extremely Low Income households.
$16,550 $18,900 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Lorain AMI may qualify for rental assistance programs that target Very Low Income households.
$27,550 $31,450 $35,400 $39,300 $42,450 $45,600 $48,750 $51,900
80% AMI Income Limits
Renters earning up to 80% of the Lorain AMI may qualify for rental assistance programs that target Low Income households.
$44,050 $50,350 $56,650 $62,900 $67,950 $73,000 $78,000 $83,050