Affordable Housing In Mercer County
Ohio

9 Low Income Apartment Communities In Mercer County

East Towne Village Apartments

812 Pro Drive
Celina, OH
$379-399
1-2 BR
Subsidized

Villa Allegra Apartments

808 Pro Dr
Celina, OH
$440
1 BR
Subsidized

Williamsburg Square Apartments

1400 W Market St
Celina, OH
Income Based
2-4 BR
Subsidized

Rockford Villa

Holly Ln
Rockford, OH
$462
1 BR
62+
HCV Welcome

Celina Gardens

710 Devonshire Dr
Celina, OH
Subsidized

Yorkshire Place Apartments

1100 Myers Rd
Celina, OH
Subsidized

Mackinaw Retirement Village

500 W Wayne St
Celina, OH
HCV Welcome

The Meadows at Grand Lake Apartments

1410 Meadowview Dr
Celina, OH
HCV Welcome

Greenland Estates

911 N 7th St
Coldwater, OH
Subsidized
  • «
  • 1
  • »

Housing Authorities that serve Mercer County

Housing Authority Programs
Allen Metropolitan Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Mercer County, Ohio

According to federal housing data and AffordableHousingOnline.com research, there are 9 low income housing apartment communities offering 609 affordable apartments for rent in Mercer County, Ohio. Mercer County features 435 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 174 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Mercer County.

Mercer County, OH Affordable Housing Snapshot

Total Affordable Apartment Properties 9
Total Low Income Apartments 609
Total Housing Units with Rental Assistance 435
Percentage of Housing Units Occupied By Renters 23.42%
Average Renter Household Size 2.19
Average Household Size 2.54
Median Household Income $53,099 ±$2,186
Median Rent $653 ±$25
Percentage Of Renters Overburdened 37.65% ± 5.12pp
Total Population 40,863

Population and Household Demographics

Mercer County is a County in Ohio with a population of 40,863. There are 15,919 households in the county with an average household size of 2.54 persons. 23.42% of households in Mercer County are renters.

Income and Rent Overburden in Mercer County

The median gross income for households in Mercer County is $53,099 a year, or $4,425 a month. The median rent for the county is $653 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Mercer County, a household making less than $2,177 a month would be considered overburdened when renting an apartment at or above the median rent. 37.65% of households who rent are overburdened in Mercer County.1

Area Median Income In Mercer County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Mercer County, HUD calculates the Area Median Income for a family of four as $73,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Mercer County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Mercer County HUD Rental Assistance in Mercer County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,400 $17,600 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,600 $29,250 $32,900 $36,550 $39,500 $42,400 $45,350 $48,250
80% of Median $40,950 $46,800 $52,650 $58,500 $63,200 $67,900 $72,550 $77,250
Low Income Housing Tax Credits in Mercer County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2010, 7 low income apartment communities containing 470 rental apartments have been constructed and made affordable to low income persons in Mercer County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Mercer County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $25,600 $29,250 $32,900 $36,550 $39,500 $42,400 $45,350 $48,250
60% of Median $30,720 $35,100 $39,480 $43,860 $47,400 $50,880 $54,420 $57,900

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Mercer County is $39,480 a year, or $3,290 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,290 by 30% to get a maximum rent of $987 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $640 $686 $823 $951 $1,060 $1,170
60% $768 $823 $987 $1,141 $1,272 $1,404
Fair Market Rents in Mercer County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$525 $528 $696 $896 $944

Cities In Mercer County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Celina 7
Rockford 1
Coldwater 1
Chickasaw 0
Fort Recovery 0
Mendon 0
Montezuma 0
St. Henry 0