Affordable Housing In Montgomery County
Ohio

168 Low Income Apartment Communities In Montgomery County

Orchard at Shiloh

2500 Orchard Dr
Trotwood, OH
$620
2 BR
55+
HCV Welcome

Shiloh Villas

4000 Hickory Dr
Trotwood, OH
$555
2 BR
55+
HCV Welcome

Senior Village of Dayton View

427 Middle St., Dayton, OH
Dayton, OH
$600
4 BR
Accessible
HCV Welcome

Pheasant Run Senior

2920 Old Troy Pike
Dayton, OH
$510-654
1-2 BR
55+

Twin Towers Crossing II

624 Xenia Ave
Dayton, OH
$300-683
3 BR
HCV Welcome

Wingate at Belle Meadows

5 Belle Meadows Dr
Trotwood, OH
$478-749
1-3 BR
HCV Welcome

Washington Square Homes I & II

2589 Lance Drive
Dayton, OH
Call For Rent
4 BR
HCV Welcome

Twin Towers Crossing

624 Xenia Ave
Dayton, OH
$300-683
3-4 BR
HCV Welcome

Biltmore Towers

210 N Main St
Dayton, OH
$25-915
1-2 BR
Subsidized

Riverside Senior Lofts

2333 Harshman Rd
Riverside, OH
Call For Rent
1-2 BR
55+
HCV Welcome

There are 168 low income housing apartment complexes which contain 15,726 affordable apartments for rent in Montgomery County. Many of these rental apartments are income based housing with 7,353 apartments that set rent based on your income. In Montgomery County, HUD housing programs support 3,398 rental assistance apartments through programs like Project-based Section 8. There are 6,503 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Montgomery County

Housing Authority Programs
Greater Dayton Premier Management Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Public Housing Homeownership

Guide To Affordable Housing in Montgomery County, Ohio

Montgomery County, OH Affordable Housing Snapshot

Total Affordable Apartment Properties 168
Total Low Income Apartments 15,726
Total Rent Assisted Apartments 7,353
Percentage of Housing Units Occupied By Renters 39.07%
Average Renter Household Size 2.22
Total Population 533,763
Housing Units 222,687
Average Household Size 2.32
Median Household Income $43,829 ±$680
Median Rent $728 ±$8
Percentage Of Renters Overburdened 47.87% ± 1.38pp

Population and Household Demographics

Montgomery County is a County in Ohio with a population of 533,763. There are 222,687 households in the county with an average household size of 2.32 persons. 39.07% of households in Montgomery County are renters.

Income and Rent Overburden in Montgomery County

The median gross income for households in Montgomery County is $43,829 a year, or $3,652 a month. The median rent for the county is $728 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Montgomery County, a household making less than $2,427 a month would be considered overburdened when renting an apartment at or above the median rent. 47.87% of households who rent are overburdened in Montgomery County.1

Area Median Income In Montgomery County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Montgomery County, HUD calculates the Area Median Income for a family of four as $70,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Montgomery County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Montgomery County HUD Rental Assistance in Montgomery County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,850 $17,000 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $24,750 $28,250 $31,800 $35,300 $38,150 $40,950 $43,800 $46,600
80% of Median $39,550 $45,200 $50,850 $56,500 $61,050 $65,550 $70,100 $74,600
Low Income Housing Tax Credits in Montgomery County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2012, 98 low income apartment communities containing 7,576 rental apartments have been constructed and made affordable to low income persons in Montgomery County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Montgomery County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $24,750 $28,250 $31,800 $35,300 $38,150 $40,950 $43,800 $46,600
60% of Median $29,700 $33,900 $38,160 $42,360 $45,780 $49,140 $52,560 $55,920

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Montgomery County is $38,160 a year, or $3,180 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,180 by 30% to get a maximum rent of $954 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $619 $663 $795 $918 $1,024 $1,130
60% $743 $795 $954 $1,102 $1,229 $1,356
Fair Market Rents in Montgomery County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$524 $599 $788 $1,053 $1,189

Cities In Montgomery County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Dayton 122 The HUD funded Public Housing Agency that serves Dayton is the Greater Dayton Premier Management.
Miamisburg 10 The HUD funded Public Housing Agency that serves Miamisburg is the Greater Dayton Premier Management.
Springboro 3 The HUD funded Public Housing Agency that serves Springboro is the Greater Dayton Premier Management.
New Lebanon 0 The HUD funded Public Housing Agency that serves New Lebanon is the Greater Dayton Premier Management.
Moraine 4 The HUD funded Public Housing Agency that serves Moraine is the Greater Dayton Premier Management.
Trotwood 10 The HUD funded Public Housing Agency that serves Trotwood is the Greater Dayton Premier Management.
Englewood 3 The HUD funded Public Housing Agency that serves Englewood is the Greater Dayton Premier Management.
Vandalia 3 The HUD funded Public Housing Agency that serves Vandalia is the Greater Dayton Premier Management.
Germantown 4 The HUD funded Public Housing Agency that serves Germantown is the Greater Dayton Premier Management.
Brookville 2 The HUD funded Public Housing Agency that serves Brookville is the Greater Dayton Premier Management.
West Carrollton 2 The HUD funded Public Housing Agency that serves West Carrollton is the Greater Dayton Premier Management.
Carlisle 1 The HUD funded Public Housing Agency that serves Carlisle is the Greater Dayton Premier Management.
Clayton 2 The HUD funded Public Housing Agency that serves Clayton is the Greater Dayton Premier Management.
Drexel 0 The HUD funded Public Housing Agency that serves Drexel is the Greater Dayton Premier Management.
Farmersville 0 The HUD funded Public Housing Agency that serves Farmersville is the Greater Dayton Premier Management.
Phillipsburg 0 The HUD funded Public Housing Agency that serves Phillipsburg is the Greater Dayton Premier Management.
Riverside 2 The HUD funded Public Housing Agency that serves Riverside is the Greater Dayton Premier Management.
Verona 0 The HUD funded Public Housing Agency that serves Verona is the Greater Dayton Premier Management.
Oakwood 0 The HUD funded Public Housing Agency that serves Oakwood is the Greater Dayton Premier Management.
Union 2 The HUD funded Public Housing Agency that serves Union is the Miami Metropolitan Housing Authority.
Centerville 3 The HUD funded Public Housing Agency that serves Centerville is the Greene Metropolitan Housing Authority.