Affordable Housing In Spencerville
Allen County, Ohio

1 Low Income Apartment Communities In Spencerville

Melford Village

600 S College St
Spencerville, Ohio
Income Based
2-4 BR
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Section 8 Vouchers, Apartments, and Waiting Lists in Spencerville, Ohio

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Spencerville, Ohio

Housing Authority Programs
Allen Metropolitan Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Spencerville, Ohio

There are 1 low income housing apartment communities offering 38 affordable apartments for rent in Spencerville, Ohio.

Income Based Apartments in Spencerville, Ohio

Spencerville features 38 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Spencerville, Ohio

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Spencerville.

Housing Choice Vouchers in Spencerville, Ohio

On average, Section 8 Housing Choice vouchers pay Spencerville landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Spencerville.

The maximum amount a voucher would pay on behalf of a low-income tenant in Spencerville, Ohio for a two-bedroom apartment is between $690 and $844.

2022 Spencerville, Ohio Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Spencerville, Ohio Fair Market Rent $567 $622 $767 $999 $1,120
Spencerville, Ohio Payment Standard Range $510 to $624 $560 to $684 $690 to $844 $899 to $1,099 $1,008 to $1,232

Sourced from federal housing data and research.

Spencerville, OH Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 38
Total Housing Units with Rental Assistance 38
Percentage of Housing Units Occupied By Renters 30.1%
Average Renter Household Size 3.04
Average Household Size 2.57
Median Household Income $37,500 ±$6,109
Median Rent $594 ±$251
Percentage Of Renters Overburdened 43.51% ± 17.99pp
Total Population 2,090

Population and Household Demographics

Spencerville is a city in Allen County, Ohio with a population of 2,090. There are 794 households in the city with an average household size of 2.57 persons. 30.1% of households in Spencerville are renters.

Income and Rent Overburden in Spencerville

The median gross income for households in Spencerville is $37,500 a year, or $3,125 a month. The median rent for the city is $594 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Spencerville, a household making less than $1,980 a month would be considered overburdened when renting an apartment at or above the median rent. 43.51% of households who rent are overburdened in Spencerville.

Area Median Income In Spencerville

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Spencerville, the AMI is calculated from all households within Allen County.

In Spencerville, HUD calculates the Area Median Income for a family of four as $77,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Spencerville

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Spencerville

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Spencerville AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,600 $18,310 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Spencerville AMI may qualify for rental assistance programs that target Very Low Income households.
$25,950 $29,650 $33,350 $37,050 $40,050 $43,000 $45,950 $48,950
80% AMI Income Limits
Renters earning up to 80% of the Spencerville AMI may qualify for rental assistance programs that target Low Income households.
$41,550 $47,450 $53,400 $59,300 $64,050 $68,800 $73,550 $78,300