Whispering Hills

901 Bank St , Toronto, Ohio 43964

Whispering Hills, located at 901 Bank St in Toronto, has one, two and three bedroom apartments. Whispering Hills participates in the Section 8 Project-Based Rental Assistance and Low-Income Housing Tax Credit (LIHTC) programs.

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Message Whispering Hills

Units

Unit (Bd/Ba) Ft2 Rent
1 Bedroom (1/1) 476 $505
2 Bedroom (2/1) 641 $608
3 Bedroom (3/1.5) 881 $751

Whispering Hills Details

  • 66 one, two and three bedroom units.
  • Project-Based Rental Assistance

Property Amenities

  • Playground
  • Community Room
  • Beautiful Landscape
  • Convenient Location
  • On-site Laundry

Unit Amenities

  • Air Conditioning
  • Garbage Disposal
  • Cable Ready
  • Storage
  • Frost-Free Refrigerator

Nearby Amenities

  • Near Shopping
  • Near Restaurants

About Whispering Hills

Welcome to Whispering Hills! Enjoy quiet, community living here at Whispering Hills Apartments.

Our spacious 1, 2, and 3 bedroom apartment homes are thoughtfully designed with your comfort and convenience in mind. In addition to our great floor plans and maintenance free living, our community has the amenities you want and deserve. For your pleasure, our community features community room with full kitchen, beautiful spacious grounds, and on-site laundry facility.

Enjoy the benefits of community living with the added perks of living minutes away from the Ohio River. Whispering Hills is ideally situated to give you easy access to the best of what the area has to offer. We are located a short distance from Fort Steuben Mall, local stores, restaurants and historic areas of Jefferson County, Ohio.

Whispering Hills offers Rental Rates that are calculated exclusively to 30% of the combined house hold income. Some units may also be available for those 62 and better or disabled. Full financial disclosure is required. This community may have a waiting list, please contact the property for details. Maximum Income Guidelines Apply. Housing Choice Vouchers Accepted!

Call us today to make an appointment to see for yourself why Whispering Hills should be your new home. We look forward to hearing from you!

Section 8 Project-Based Rental Assistance

Since this property has a Project-Based Section 8 contract with HUD, some or all of the rents at this community are based on tenant incomes. Section 8 Project-Based Rental Assistance tenants will make a monthly contribution toward rent equal to 30% of their adjusted income. There is a minimum tenant contribution of $25 for all rents at this property regardless of tenant income.

Low-Income Housing Tax Credit (LIHTC)

Since this property has received funding in part through the Low Income Housing Tax Credit (LIHTC) program, a certain number of units are set aside for lower income households. Households must earn either less than 50% or 60% of the area median income (depending on the set-aside option chosen by the property owner) to qualify for these units. Rents in these units are capped at a maximum of 30% of the set-aside area median income (adjusted for unit size). Some rental units in this property may not be subject to LIHTC and therefore have higher rents and no maximum household income requirement.

Toronto HUD Rental Assistance Income Qualifications

Generally, households earning up to the income limit in the table below for their household size are eligible for units participating in a HUD rental assistance program in Toronto but actual income limits may differ for units at Whispering Hills.

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% $13,750 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,200
50% $22,900 $26,200 $29,450 $32,700 $35,350 $37,950 $40,550 $43,200
80% $36,650 $41,850 $47,100 $52,300 $56,500 $60,700 $64,900 $69,050

Toronto Low-Income Housing Tax Credit Income Limits

Generally, households earning up to the income limit in the table below for their household size are eligible for units participating in the Low-Income Housing Tax Credit program in Toronto but actual income limits may differ for units at Whispering Hills.

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Very Low Income (50%) $22,900 $26,200 $29,450 $32,700 $35,350 $37,950 $40,550 $43,200
Low Income (60%) $27,480 $31,440 $35,340 $39,240 $42,420 $45,540 $48,660 $51,840

These general income qualifications for Toronto, Ohio should only be used as a basic guide. To find out if you qualify, contact the community directly.

Whispering Hills was built in part with financing obtained through the Low Income Housing Tax Credit (LIHTC) program and receives rental subsidies through HUD-Assisted Housing. These programs have different income limits that can lead to apartments in the same property having different income requirements.

You can make up to 80% of the Area Median Income (AMI) and be eligible for a HUD-Assisted Housing unit. However, you can earn at most 60% of AMI to be eligible for a LIHTC property and many units may be set aside for those with the lowest incomes (down to 15% of AMI). LIHTC properties may also contain some market rate units.

Since Whispering Hills has both programs, the most restrictive of the income limits will apply for each unit. If the entire property is funded by LIHTC, the LIHTC income limit of 60% AMI would be used for all units. Apartments in properties with some units not funded by the LIHTC, but receiving Section 8 assistance, would be open to households making up to 80% AMI. Market rate units would have no subsidies or income restrictions.

Figuring out income and rent limits for affordable housing can be complex especially when more than one federal program is involved. To know for sure if you qualify, you must contact the property directly. The amounts provided here should only be used as a basic guide.

Whispering Hills is managed by Millennia Housing Management.

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