Affordable Housing In Winchester
Adams County, Ohio

3 Low Income Apartment Communities In Winchester

Erin House Apartments

1520 Dorsey Rd
Winchester, OH
62+
Accessible
Elderly Supportive Housing
Subsidized

Swp Homes Aka Wp Homes

53 Fairground Rd
Winchester, OH
HCV Welcome

Leads Caa - N - B - 99 - 541 - 3

Fairgrounds Ave
Winchester, OH
HCV Welcome
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Guide To Affordable Housing in Winchester, Ohio

According to federal housing data and AffordableHousingOnline.com research, there are 3 low income housing apartment communities offering 70 affordable apartments for rent in Winchester, Ohio. Winchester features 30 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 40 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Winchester.

Winchester, OH Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 70
Total Housing Units with Rental Assistance 30
Percentage of Housing Units Occupied By Renters 44.88%
Average Renter Household Size 3.36
Average Household Size 2.90
Median Household Income $26,042 ±$10,274
Median Rent $619 ±$171
Percentage Of Renters Overburdened 57.89% ± 19.16pp
Total Population 1,120

Population and Household Demographics

Winchester is a City in Adams County, Ohio with a population of 1,120. There are 381 households in the city with an average household size of 2.90 persons. 44.88% of households in Winchester are renters.

Income and Rent Overburden in Winchester

The median gross income for households in Winchester is $26,042 a year, or $2,170 a month. The median rent for the city is $619 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Winchester, a household making less than $2,063 a month would be considered overburdened when renting an apartment at or above the median rent. 57.89% of households who rent are overburdened in Winchester.1

Area Median Income In Winchester

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Winchester, the AMI is calculated from all households within Adams County.

In Winchester, HUD calculates the Area Median Income for a family of four as $44,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Winchester

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Winchester HUD Rental Assistance in Winchester

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,750 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,200
50% of Median $22,900 $26,200 $29,450 $32,700 $35,350 $37,950 $40,550 $43,200
80% of Median $36,650 $41,850 $47,100 $52,300 $56,500 $60,700 $64,900 $69,050

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Winchester

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,900 $26,200 $29,450 $32,700 $35,350 $37,950 $40,550 $43,200
60% of Median $27,480 $31,440 $35,340 $39,240 $42,420 $45,540 $48,660 $51,840

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Winchester is $35,340 a year, or $2,945 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,945 by 30% to get a maximum rent of $884 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $573 $614 $736 $851 $949 $1,047
60% $687 $737 $884 $1,021 $1,139 $1,256
Fair Market Rents in Winchester

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$564 $567 $696 $881 $943