Affordable Housing In North Bend
Coos County, Oregon

5 Low Income Apartment Communities In North Bend

Monroe Street Group Home

1645 Monroe St
North Bend, OR
62+
Accessible
Elderly Supportive Housing
Subsidized

Cedar Grove Apartments

2090 Inland Dr
North Bend, OR
Subsidized

North Bend Ha

2289 17th St
North Bend, OR

North Bend Ha

1700 Hamilton St
North Bend, OR

Hotel North Bend Apartments

768 Virginia Ave
North Bend, OR
HCV Welcome
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Housing Authorities that serve North Bend

Housing Authority Programs
North Bend City Housing Authority Public Housing
Coos-Curry Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in North Bend, Oregon

There are 5 low income housing apartment communities offering 191 affordable apartments for rent in North Bend, Oregon. North Bend features 158 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 33 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in North Bend.

Sourced from federal housing data and AffordableHousingOnline.com research.

North Bend, OR Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 191
Total Housing Units with Rental Assistance 158
Percentage of Housing Units Occupied By Renters 41.11%
Average Renter Household Size 2.25
Average Household Size 2.51
Median Household Income $43,586 ±$4,469
Median Rent $704 ±$45
Percentage Of Renters Overburdened 45.39% ± 9.35pp
Total Population 9,583

Population and Household Demographics

North Bend is a City in Coos County, Oregon with a population of 9,583. There are 3,773 households in the city with an average household size of 2.51 persons. 41.11% of households in North Bend are renters.

Income and Rent Overburden in North Bend

The median gross income for households in North Bend is $43,586 a year, or $3,632 a month. The median rent for the city is $704 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In North Bend, a household making less than $2,347 a month would be considered overburdened when renting an apartment at or above the median rent. 45.39% of households who rent are overburdened in North Bend.1

Area Median Income In North Bend

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For North Bend, the AMI is calculated from all households within Coos County.

In North Bend, HUD calculates the Area Median Income for a family of four as $51,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in North Bend

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for North Bend HUD Rental Assistance in North Bend

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $33,350 $35,650 $37,950
50% of Median $20,150 $23,000 $25,900 $28,750 $31,050 $33,350 $35,650 $37,950
80% of Median $32,200 $36,800 $41,400 $46,000 $49,700 $53,400 $57,050 $60,750
Low Income Housing Tax Credits in North Bend

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2009 to 2010, 2 low income apartment communities containing 74 rental apartments have been constructed and made affordable to low income persons in North Bend by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in North Bend

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $20,150 $23,000 $25,900 $28,750 $31,050 $33,350 $35,650 $37,950
60% of Median $24,180 $27,600 $31,080 $34,500 $37,260 $40,020 $42,780 $45,540

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in North Bend is $31,080 a year, or $2,590 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,590 by 30% to get a maximum rent of $777 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $504 $539 $648 $748 $834 $920
60% $605 $647 $777 $897 $1,001 $1,104
Fair Market Rents in North Bend

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$592 $712 $875 $1,262 $1,503