Affordable Housing In Chester
Delaware County, Pennsylvania

39 Low Income Apartment Communities In Chester

Wellington Ridge

3000 West 13th Street
Chester, Pennsylvania
Call For Rent
1-3 BR
Family & Senior

Jefferis Square Apartments

1133 Hyatt Street
Chester, Pennsylvania
Call For Rent
1 BR

Chester Apartments

1225 W 9th St
Chester, Pennsylvania
Call For Rent
1-3 BR

Birchwood at Pentecostal Square

325 Pusey St
Chester, Pennsylvania
Call For Rent
1-2 BR

Chatham Terrace Apartments

632 Central Ave
Chester, Pennsylvania

Edgemont Senior Apartments

1001 Avenue Of The States
Chester, Pennsylvania

Gateway Apartments

1115 Avenue of the States
Chester, Pennsylvania

Chatham Estates

611 Central Ave
Chester, Pennsylvania

Madison Senior Apartments

1000 Madison St
Chester, Pennsylvania

Benjamin Banneker Plaza

2101 W 7th St
Chester, Pennsylvania

Section 8 Vouchers, Apartments, and Waiting Lists in Chester, Pennsylvania

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Chester, Pennsylvania

Housing Authority Programs
Chester Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Section 8 Project-Based Voucher (PBV)
Delaware County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Chester, Pennsylvania

There are 39 low income housing apartment communities offering 2,299 affordable apartments for rent in Chester, Pennsylvania.

Income Based Apartments in Chester, Pennsylvania

Chester features 1,600 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Chester, Pennsylvania

There are 699 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Chester.

Housing Choice Vouchers in Chester, Pennsylvania

On average, Section 8 Housing Choice vouchers pay Chester landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Chester.

The maximum amount a voucher would pay on behalf of a low-income tenant in Chester, Pennsylvania for a two-bedroom apartment is between $1,323 and $1,617.

2023 Chester, Pennsylvania Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Chester, Pennsylvania Fair Market Rent $1,081 $1,218 $1,470 $1,789 $2,079
Chester, Pennsylvania Payment Standard Range $973 to $1,189 $1,096 to $1,340 $1,323 to $1,617 $1,610 to $1,968 $1,871 to $2,287

Sourced from federal housing data and research.

Chester, PA Affordable Housing Snapshot

Total Affordable Apartment Properties 39
Total Low Income Apartments 2,299
Total Housing Units with Rental Assistance 1,600
Percentage of Housing Units Occupied By Renters 62.1%
Average Renter Household Size 2.59
Average Household Size 2.59
Median Household Income $27,365 ±$1,424
Median Rent $804 ±$22
Percentage Of Renters Overburdened 58.76% ± 4.35pp
Total Population 34,016

Population and Household Demographics

Chester is a city in Delaware County, Pennsylvania with a population of 34,016. There are 11,765 households in the city with an average household size of 2.59 persons. 62.1% of households in Chester are renters.

Income and Rent Overburden in Chester

The median gross income for households in Chester is $27,365 a year, or $2,280 a month. The median rent for the city is $804 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Chester, a household making less than $2,680 a month would be considered overburdened when renting an apartment at or above the median rent. 58.76% of households who rent are overburdened in Chester.

Area Median Income In Chester

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Chester, the AMI is calculated from all households within Delaware County.

In Chester, HUD calculates the Area Median Income for a family of four as $105,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Chester

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Chester

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Chester AMI may qualify for rental assistance programs that target Extremely Low Income households.
$22,150 $25,300 $28,450 $31,600 $34,150 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Chester AMI may qualify for rental assistance programs that target Very Low Income households.
$36,900 $42,200 $47,450 $52,700 $56,950 $61,150 $65,350 $69,600
80% AMI Income Limits
Renters earning up to 80% of the Chester AMI may qualify for rental assistance programs that target Low Income households.
$59,050 $67,450 $75,900 $84,300 $91,050 $97,800 $104,550 $111,300