Affordable Housing In Cumberland
Providence County, Rhode Island

9 Low Income Apartment Communities In Cumberland

Main Street Phase IIi

22 Main St
Cumberland, RI
HCV Welcome

Valley View Elderly Housing

10 Manville Hill Rd
Cumberland, RI
62+
Accessible
Elderly Supportive Housing
Subsidized

Bear Hill Village

156 Bear Hill Rd
Cumberland, RI
Subsidized

Chimney Hill

2065 Mendon Rd
Cumberland, RI
Subsidized

Jenks Woods Apartments

25 Flat St
Cumberland, RI
62+
Accessible
Elderly Supportive Housing
Subsidized

Riverside Village

1 Flat St
Cumberland, RI
Subsidized

Cumberland Manor

1 Mendon Rd
Cumberland, RI

Factory Street

29 Main St
Cumberland, RI
HCV Welcome

Berkeley Village

16 Woodward St
Cumberland, RI
HCV Welcome
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Housing Authorities that serve Cumberland

Housing Authority Programs
Cumberland Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency
Rhode Island Housing Choice Voucher Program Centralized Wait List Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Cumberland, Rhode Island

There are 9 low income housing apartment communities offering 718 affordable apartments for rent in Cumberland, Rhode Island. Cumberland features 624 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 94 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Cumberland.

Sourced from federal housing data and AffordableHousingOnline.com research.

Cumberland, RI Affordable Housing Snapshot

Total Affordable Apartment Properties 9
Total Low Income Apartments 718
Total Housing Units with Rental Assistance 624
Percentage of Housing Units Occupied By Renters %
Average Renter Household Size 0.00
Average Household Size 0.00
Median Household Income $0 ±$0
Median Rent $0 ±$0
Total Population 0

Population and Household Demographics

Cumberland is a City in Providence County, Rhode Island with a population of 0. There are 0 households in the city with an average household size of 0.00 persons. % of households in Cumberland are renters.

Income and Rent Overburden in Cumberland

The median gross income for households in Cumberland is $0 a year, or $0 a month. The median rent for the city is $0 a month.

Area Median Income In Cumberland

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cumberland, the AMI is calculated from all households within Providence County.

In Cumberland, HUD calculates the Area Median Income for a family of four as $81,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cumberland

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Cumberland HUD Rental Assistance in Cumberland

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,200 $19,650 $22,100 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $28,700 $32,800 $36,900 $40,950 $44,250 $47,550 $50,800 $54,100
80% of Median $45,850 $52,400 $58,950 $65,500 $70,750 $76,000 $81,250 $86,500
Low Income Housing Tax Credits in Cumberland

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2000 to 2010, 6 low income apartment communities containing 427 rental apartments have been constructed and made affordable to low income persons in Cumberland by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Cumberland

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $28,700 $32,800 $36,900 $40,950 $44,250 $47,550 $50,800 $54,100
60% of Median $34,440 $39,360 $44,280 $49,140 $53,100 $57,060 $60,960 $64,920

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Cumberland is $44,280 a year, or $3,690 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,690 by 30% to get a maximum rent of $1,107 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $718 $769 $923 $1,065 $1,189 $1,311
60% $861 $923 $1,107 $1,278 $1,427 $1,574
Fair Market Rents in Cumberland

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$794 $898 $1,075 $1,340 $1,591