Affordable Housing In Providence County
Rhode Island

300 Low Income Apartment Communities In Providence County

Olmsted Gardens

3 Olmsted Way
Providence, RI
Income Based
1 BR
62+
HCV Welcome

Sutterfield Homes

12 South Ln
Providence, RI
$730-1,097
1-3 BR
HCV Welcome

The Ledges at Johnston

145 Federal Way
Johnston, RI
$1,504-2,061
1-3 BR
HCV Welcome

Cherry Hill Apartments

204 Greenville Ave
Johnston, RI
Income Based
1-2 BR
Subsidized

Prospect Heights I & II

560 Prospect St
Pawtucket, RI
Call For Rent
Studio BR

Blackstone Terrace

182 Cumberland Street
Woonsocket, RI
Income Based
1-4 BR
Subsidized

Blackstone Falls Apartments

1485 High Street
Central Falls, RI
Income Based
1-2 BR
62+
Accessible
Subsidized

Lockwood Plaza Apartments

50 Prairie Avenue
Providence, RI
$791-1,340
1-4 BR
HCV Welcome

Towers East Apartments

75 East Avenue
Pawtucket, RI
Call For Rent
1 BR
Subsidized

Greenridge Commons

124 Garvy Ledges Ln
Pascoag, RI
Call For Rent
1 BR
HCV Welcome

There are 300 low income housing apartment complexes which contain 24,839 affordable apartments for rent in Providence County. Many of these rental apartments are income based housing with 19,760 apartments that set rent based on your income. In Providence County, HUD housing programs support 10,889 rental assistance apartments through programs like Project-based Section 8. There are 4,886 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Other Housing Authorities located in Providence County

Housing Authority Programs
Providence Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Pawtucket Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Woonsocket Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Central Falls Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Cranston Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
East Providence Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Johnston Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Cumberland Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Burrillville Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
North Providence Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Lincoln Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Moving to Work
Smithfield Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Gateway Healthcare Inc. Section 8 Housing Choice Voucher (HCV)
Rhode Island Housing Section 8 Housing Choice Voucher (HCV)
Rhode Island Housing Choice Voucher Program Centralized Wait List Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Providence County, Rhode Island

Providence County, RI Affordable Housing Snapshot

Total Affordable Apartment Properties 300
Total Low Income Apartments 24,839
Total Rent Assisted Apartments 19,760
Percentage of Housing Units Occupied By Renters 46.61%
Average Renter Household Size 2.35
Total Population 630,459
Housing Units 238,284
Average Household Size 2.53
Median Household Income $49,743 ±$837
Median Rent $887 ±$9
Percentage Of Renters Overburdened 48.42% ± 1.27pp

Population and Household Demographics

Providence County is a County in Rhode Island with a population of 630,459. There are 238,284 households in the county with an average household size of 2.53 persons. 46.61% of households in Providence County are renters.

Income and Rent Overburden in Providence County

The median gross income for households in Providence County is $49,743 a year, or $4,145 a month. The median rent for the county is $887 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Providence County, a household making less than $2,957 a month would be considered overburdened when renting an apartment at or above the median rent. 48.42% of households who rent are overburdened in Providence County.1

Area Median Income In Providence County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Providence County, HUD calculates the Area Median Income for a family of four as $81,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Providence County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Providence County HUD Rental Assistance in Providence County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,200 $19,650 $22,100 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $28,700 $32,800 $36,900 $40,950 $44,250 $47,550 $50,800 $54,100
80% of Median $45,850 $52,400 $58,950 $65,500 $70,750 $76,000 $81,250 $86,500
Low Income Housing Tax Credits in Providence County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2013, 134 low income apartment communities containing 8,398 rental apartments have been constructed and made affordable to low income persons in Providence County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Providence County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $28,700 $32,800 $36,900 $40,950 $44,250 $47,550 $50,800 $54,100
60% of Median $34,440 $39,360 $44,280 $49,140 $53,100 $57,060 $60,960 $64,920

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Providence County is $44,280 a year, or $3,690 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,690 by 30% to get a maximum rent of $1,107 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $718 $769 $923 $1,065 $1,189 $1,311
60% $861 $923 $1,107 $1,278 $1,427 $1,574
Fair Market Rents in Providence County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$786 $889 $1,060 $1,328 $1,565

Cities In Providence County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Providence 139 The HUD funded Public Housing Agency that serves Providence is the Providence Housing Authority.
Woonsocket 31 The HUD funded Public Housing Agencies that serve Woonsocket are the Woonsocket Housing Authority and Rhode Island Housing Choice Voucher Program Centralized Wait List.
Pawtucket 32 The HUD funded Public Housing Agencies that serve Pawtucket are the Pawtucket Housing Authority and Rhode Island Housing Choice Voucher Program Centralized Wait List.
Central Falls 15 The HUD funded Public Housing Agencies that serve Central Falls are the Central Falls Housing Authority and Rhode Island Housing Choice Voucher Program Centralized Wait List.
East Providence 17 The HUD funded Public Housing Agencies that serve East Providence are the East Providence Housing Authority and Rhode Island Housing Choice Voucher Program Centralized Wait List.
Johnston 12 The HUD funded Public Housing Agencies that serve Johnston are the Johnston Housing Authority and Rhode Island Housing Choice Voucher Program Centralized Wait List.
Cranston 14 The HUD funded Public Housing Agency that serves Cranston is the Cranston Housing Authority.
Lincoln 5 The HUD funded Public Housing Agencies that serve Lincoln are the Lincoln Housing Authority and Rhode Island Housing Choice Voucher Program Centralized Wait List.
Pascoag 2
Scituate 0 The HUD funded Public Housing Agencies that serve Scituate are the Rhode Island Housing and Rhode Island Housing Choice Voucher Program Centralized Wait List.
North Providence 11 The HUD funded Public Housing Agencies that serve North Providence are the North Providence Housing Authority and Rhode Island Housing Choice Voucher Program Centralized Wait List.
Burrillville 2
Smithfield 3 The HUD funded Public Housing Agencies that serve Smithfield are the Smithfield Housing Authority and Rhode Island Housing Choice Voucher Program Centralized Wait List.
North Smithfield 4 The HUD funded Public Housing Agencies that serve North Smithfield are the Rhode Island Housing and Rhode Island Housing Choice Voucher Program Centralized Wait List.
Cumberland 9 The HUD funded Public Housing Agencies that serve Cumberland are the Cumberland Housing Authority and Rhode Island Housing Choice Voucher Program Centralized Wait List.
Foster 0
Harrisville 2
Greenville 1
Glocester 0 The HUD funded Public Housing Agencies that serve Glocester are the Rhode Island Housing and Rhode Island Housing Choice Voucher Program Centralized Wait List.
Chepachet 1
Clayville 0
Cumberland Hill 0
Foster Center 0
Harmony 0
Valley Falls 0