Affordable Housing In Kershaw County
South Carolina

16 Low Income Apartment Communities In Kershaw County

Rivers Edge Apartments

971 Wateree Blvd
Camden, SC
Income Based
1-4 BR
Subsidized

Lafayette Square Apartments

300 Lafayette Way Apt 2-E
Camden, SC
$409
2 BR

Canterbury Apartments

103 E Canterbury Lane
Camden, SC
Call For Rent
1 BR
62+
Accessible
HCV Welcome

Cedarbrook Camden

1001 Campbell St
Camden, SC
HCV Welcome

Riverwinds Apartments

1324 Old River Rd
Camden, SC
Call For Rent
1-2 BR
Subsidized

Stratton Homes, Inc

109 Hampton Ct
Lugoff, SC
Accessible
Disabled Supportive Housing
Subsidized

Chestnut Ferry Court, Inc

47 Chestnut Ferry Rd
Camden, SC
Accessible
Disabled Supportive Housing
Subsidized

Trinity Methodist Church Apartments Inc

401 Church St
Camden, SC
Subsidized

Kershaw Special Housing, Inc

975 Wateree Boulevard
Camden, SC
62+
Accessible
Elderly Supportive Housing
Subsidized

Steeplechase Apartments

1821 Hasty Rd
Camden, SC
Subsidized

Housing Authorities that serve Kershaw County

Housing Authority Programs
South Carolina State Housing Finance and Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher

Guide To Affordable Housing in Kershaw County, South Carolina

There are 16 low income housing apartment communities offering 1,194 affordable apartments for rent in Kershaw County, South Carolina. Kershaw County features 916 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 278 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Kershaw County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Kershaw County, SC Affordable Housing Snapshot

Total Affordable Apartment Properties 16
Total Low Income Apartments 1,194
Total Housing Units with Rental Assistance 916
Percentage of Housing Units Occupied By Renters 21.24%
Average Renter Household Size 2.56
Average Household Size 2.58
Median Household Income $43,622 ±$2,145
Median Rent $680 ±$47
Percentage Of Renters Overburdened 36.43% ± 5.59pp
Total Population 62,722

Population and Household Demographics

Kershaw County is a County in South Carolina with a population of 62,722. There are 24,194 households in the county with an average household size of 2.58 persons. 21.24% of households in Kershaw County are renters.

Income and Rent Overburden in Kershaw County

The median gross income for households in Kershaw County is $43,622 a year, or $3,635 a month. The median rent for the county is $680 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Kershaw County, a household making less than $2,267 a month would be considered overburdened when renting an apartment at or above the median rent. 36.43% of households who rent are overburdened in Kershaw County.1

Area Median Income In Kershaw County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Kershaw County, HUD calculates the Area Median Income for a family of four as $59,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Kershaw County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Kershaw County HUD Rental Assistance in Kershaw County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,500 $16,910 $21,330 $25,750 $30,170 $34,500 $36,850 $39,250
50% of Median $20,800 $23,800 $26,750 $29,700 $32,100 $34,500 $36,850 $39,250
80% of Median $33,250 $38,000 $42,750 $47,500 $51,300 $55,100 $58,900 $62,700
Low Income Housing Tax Credits in Kershaw County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2010, 9 low income apartment communities containing 534 rental apartments have been constructed and made affordable to low income persons in Kershaw County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Kershaw County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $20,800 $23,800 $26,750 $29,700 $32,100 $34,500 $36,850 $39,250
60% of Median $24,960 $28,560 $32,100 $35,640 $38,520 $41,400 $44,220 $47,100

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Kershaw County is $32,100 a year, or $2,675 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,675 by 30% to get a maximum rent of $803 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $520 $558 $669 $773 $863 $951
60% $624 $669 $803 $927 $1,035 $1,142
Fair Market Rents in Kershaw County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$614 $632 $719 $1,021 $1,262

Cities In Kershaw County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Camden 11 The HUD funded Public Housing Agency that serves Camden is the South Carolina State Housing Finance and Development Authority.
Lugoff 5 The HUD funded Public Housing Agency that serves Lugoff is the South Carolina State Housing Finance and Development Authority.
Elgin 0 The HUD funded Public Housing Agency that serves Elgin is the South Carolina State Housing Finance and Development Authority.
Bethune 0 The HUD funded Public Housing Agency that serves Bethune is the South Carolina State Housing Finance and Development Authority.
Boykin 0 The HUD funded Public Housing Agency that serves Boykin is the South Carolina State Housing Finance and Development Authority.