Affordable Housing In Lancaster County
South Carolina

18 Low Income Apartment Communities In Lancaster County

Millers Ridge Apartments

1000 Millers Ridge Ln
Lancaster, SC
2 BR
HCV Welcome

Cottages at Azalea

100 Pondridge Lane
Lancaster, SC
1-3 BR

Knolwood Apartments

265 Knolwood Apartments Drive
Lancaster, SC
Call For Rent
1-2 BR
HCV Welcome

Northwest Apartments

3058 Northwest Apartments Dr
Lancaster, SC
Call For Rent
1-3 BR
HCV Welcome

Foxwood Apartments

638 Kershaw Country Club Road
Kershaw, SC

Old Hickory Apartments

1005 Hickory Hill Dr
Lancaster, SC
Call For Rent
1-2 BR
HCV Welcome

Azalea Gardens

200 Monroe Hwy
Lancaster, SC
HCV Welcome

Chesterfield Villas of Lancaster

411 Chesterfield Ave
Lancaster, SC
Call For Rent
1 BR
HCV Welcome

Woodcreek Apartments

1017 Woodcreek Apartments Dr
Lancaster, SC

Lancaster Manor

201 Chesterfield Ave
Lancaster, SC

Other Housing Authorities located in Lancaster County

Housing Authority Programs
Housing Authority of Lancaster Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency

Guide To Affordable Housing in Lancaster County, South Carolina

There are 18 low income housing apartment communities offering 1,064 affordable apartments for rent in Lancaster County, South Carolina. Lancaster County features 523 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 541 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Lancaster County.

Sourced from federal housing data and research.

Lancaster County, SC Affordable Housing Snapshot

Total Affordable Apartment Properties 18
Total Low Income Apartments 1,064
Total Housing Units with Rental Assistance 523
Percentage of Housing Units Occupied By Renters 23.15%
Average Renter Household Size 2.90
Average Household Size 2.70
Median Household Income $44,016 ±$1,892
Median Rent $687 ±$28
Percentage Of Renters Overburdened 45.77% ± 4.95pp
Total Population 81,263

Population and Household Demographics

Lancaster County is a County in South Carolina with a population of 81,263. There are 29,395 households in the county with an average household size of 2.70 persons. 23.15% of households in Lancaster County are renters.

Income and Rent Overburden in Lancaster County

The median gross income for households in Lancaster County is $44,016 a year, or $3,668 a month. The median rent for the county is $687 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Lancaster County, a household making less than $2,290 a month would be considered overburdened when renting an apartment at or above the median rent. 45.77% of households who rent are overburdened in Lancaster County.1

Area Median Income In Lancaster County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Lancaster County, HUD calculates the Area Median Income for a family of four as $74,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Lancaster County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Lancaster County HUD Rental Assistance in Lancaster County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,100 $16,910 $21,330 $25,750 $30,170 $34,590 $38,700 $41,200
50% of Median $21,850 $25,000 $28,100 $31,200 $33,700 $36,200 $38,700 $41,200
80% of Median $34,950 $39,950 $44,950 $49,900 $53,900 $57,900 $61,900 $65,900
Low Income Housing Tax Credits in Lancaster County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2011, 11 low income apartment communities containing 624 rental apartments have been constructed and made affordable to low income persons in Lancaster County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Lancaster County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $21,850 $25,000 $28,100 $31,200 $33,700 $36,200 $38,700 $41,200
60% of Median $26,220 $30,000 $33,720 $37,440 $40,440 $43,440 $46,440 $49,440

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Lancaster County is $33,720 a year, or $2,810 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,810 by 30% to get a maximum rent of $843 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $546 $586 $703 $811 $905 $999
60% $656 $703 $843 $974 $1,086 $1,199
Fair Market Rents in Lancaster County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$521 $607 $800 $1,038 $1,084

Cities In Lancaster County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Lancaster 17 The HUD funded Public Housing Agency that serves Lancaster is the Housing Authority of Lancaster.
Kershaw 1
Elgin 0
Heath Springs 0
Irwin 0
Springdale 0
Indian Land 0 The HUD funded Public Housing Agency that serves Indian Land is the Housing Authority of Fort Mill.