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Affordable Housing In Mount Carmel
McCormick County, South Carolina

Housing Authorities that serve Mount Carmel

Housing Authority Programs
South Carolina Regional Housing Authority No. 1 Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Mount Carmel, South Carolina

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Mount Carmel, South Carolina.

Income Based Apartments in Mount Carmel, South Carolina

Mount Carmel features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Mount Carmel, South Carolina

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Mount Carmel.

Housing Choice Vouchers in Mount Carmel, South Carolina

On average, Section 8 Housing Choice vouchers pay Mount Carmel landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Mount Carmel.

The maximum amount a voucher would pay on behalf of a low-income tenant in Mount Carmel, South Carolina for a two-bedroom apartment is between $611 and $747.

2021 Mount Carmel, South Carolina Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $512 $515 $679 $972 $996
Payment Standard Range $461 to $563 $464 to $567 $611 to $747 $875 to $1,069 $896 to $1,096

Sourced from federal housing data and research.

Mount Carmel, SC Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 19.44%
Average Renter Household Size 0.00
Average Household Size 2.83
Median Household Income $45,833 ±$30,172
Median Rent $0 ±$0
Percentage Of Renters Overburdened 50% ± 151.69pp
Total Population 204

Population and Household Demographics

Mount Carmel is a city in McCormick County, South Carolina with a population of 204. There are 72 households in the city with an average household size of 2.83 persons. 19.44% of households in Mount Carmel are renters.

Income and Rent Overburden in Mount Carmel

The median gross income for households in Mount Carmel is $45,833 a year, or $3,819 a month. The median rent for the city is $0 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Mount Carmel, a household making less than $0 a month would be considered overburdened when renting an apartment at or above the median rent. 50% of households who rent are overburdened in Mount Carmel.

Area Median Income In Mount Carmel

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Mount Carmel, the AMI is calculated from all households within McCormick County.

In Mount Carmel, HUD calculates the Area Median Income for a family of four as $54,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Mount Carmel

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Mount Carmel

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $29,600 $31,800 $34,000 $36,200
50% of Median $19,200 $21,950 $24,700 $27,400 $29,600 $31,800 $34,000 $36,200
80% of Median $30,700 $35,100 $39,500 $43,850 $47,400 $50,900 $54,400 $57,900