Affordable Housing In North Charleston
Berkeley County,
South Carolina
North Charleston city limits extend into Charleston County and Dorchester County.
23 Low Income Apartment Communities In North Charleston
Marshside Village
Greentree North Apartments
Section 8 Vouchers, Apartments, and Waiting Lists in North Charleston, South Carolina
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.
Public Housing Agencies Serving North Charleston, South Carolina
| Housing Authority | Programs |
|---|---|
| Charleston County Housing and Redevelopment Authority | Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency |
| South Carolina Regional Housing Authority No. 3 | Section 8 Housing Choice Voucher (HCV); Public Housing |
| South Carolina State Housing Finance and Development Authority | Section 8 Housing Choice Voucher (HCV); Homeownership Voucher |
| North Charleston Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV); Rental Assistance Demonstration (RAD); Homeownership |
Guide To Affordable Housing in North Charleston, South Carolina
There are 23 low income housing apartment communities offering 2,148 affordable apartments for rent in North Charleston, South Carolina.
Income Based Apartments in North Charleston, South Carolina
North Charleston features 1,146 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in North Charleston, South Carolina
There are 1,002 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in North Charleston.
Housing Choice Vouchers in North Charleston, South Carolina
On average, Section 8 Housing Choice vouchers pay North Charleston landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in North Charleston.
The maximum amount a voucher would pay on behalf of a low-income tenant in North Charleston, South Carolina for a two-bedroom apartment is between $1,235 and $1,509.
2022 North Charleston, South Carolina Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| North Charleston, South Carolina Fair Market Rent | $1,183 | $1,204 | $1,372 | $1,721 | $2,206 |
| North Charleston, South Carolina Payment Standard Range | $1,065 to $1,301 | $1,084 to $1,324 | $1,235 to $1,509 | $1,549 to $1,893 | $1,985 to $2,427 |
Sourced from federal housing data and AffordableHousingOnline.com research.
North Charleston, SC Affordable Housing Snapshot
| Total Affordable Apartment Properties | 23 |
|---|---|
| Total Low Income Apartments | 2,148 |
| Total Housing Units with Rental Assistance | 1,146 |
| Percentage of Housing Units Occupied By Renters | 54.13% |
| Average Renter Household Size | 2.57 |
| Average Household Size | 2.62 |
| Median Household Income | $39,543 ±$1,295 |
| Median Rent | $893 ±$18 |
| Percentage Of Renters Overburdened | 52.72% ± 2.89pp |
| Total Population | 104,146 |
Population and Household Demographics
North Charleston is a city in Berkeley County, South Carolina with a population of 104,146. There are 37,597 households in the city with an average household size of 2.62 persons. 54.13% of households in North Charleston are renters.
Income and Rent Overburden in North Charleston
The median gross income for households in North Charleston is $39,543 a year, or $3,295 a month. The median rent for the city is $893 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In North Charleston, a household making less than $2,977 a month would be considered overburdened when renting an apartment at or above the median rent. 52.72% of households who rent are overburdened in North Charleston.
Area Median Income In North Charleston
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For North Charleston, the AMI is calculated from all households within Berkeley County.
In North Charleston, HUD calculates the Area Median Income for a family of four as $96,400
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in North Charleston
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in North Charleston
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the North Charleston AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$19,300 | $22,050 | $24,800 | $27,750 | $32,470 | $37,190 | $41,910 | $46,630 |
| 50% AMI Income Limits Renters earning up to 50% of the North Charleston AMI may qualify for rental assistance programs that target Very Low Income households. |
$32,150 | $36,750 | $41,350 | $45,900 | $49,600 | $53,250 | $56,950 | $60,600 |
| 80% AMI Income Limits Renters earning up to 80% of the North Charleston AMI may qualify for rental assistance programs that target Low Income households. |
$51,450 | $58,800 | $66,150 | $73,450 | $79,350 | $85,250 | $91,100 | $97,000 |
