Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Cumberland County

15 Low Income Apartment Communities In Cumberland County

Willowwood Apartments

73 Willowwood Loop
Crossville, Tennessee
Accepts Vouchers

Green Meadows Townhomes

153 County Garage Rd
Crossville, Tennessee
Accepts Vouchers

North Hills Apartments

364 N Hills Dr
Crossville, Tennessee

Jacobs Crossing

28 Jacobs Xing
Crossville, Tennessee
Accepts Vouchers

Braun Cove Apartments

51 Mitchell Blvd
Crossville, Tennessee
Accepts Vouchers

Housing Authorities that serve Cumberland County

Housing Authority Programs
Crossville Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Cumberland County, Tennessee

There are 15 low income housing apartment communities offering 382 affordable apartments for rent in Cumberland County, Tennessee.

Income Based Apartments in Cumberland County, Tennessee

Cumberland County features 220 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cumberland County, Tennessee

There are 162 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland County.

Housing Choice Vouchers in Cumberland County, Tennessee

On average, Section 8 Housing Choice vouchers pay Cumberland County landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Cumberland County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland County, Tennessee for a two-bedroom apartment is between $609 and $745.

2020 Cumberland County, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $511 $514 $677 $934 $1,014
Payment Standard Range $460 to $562 $463 to $565 $609 to $745 $841 to $1,027 $913 to $1,115

Sourced from federal housing data and research.

Cumberland County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 15
Total Low Income Apartments 382
Total Housing Units with Rental Assistance 220
Percentage of Housing Units Occupied By Renters 21.36%
Average Renter Household Size 2.35
Average Household Size 2.35
Median Household Income $38,576 ±$1,714
Median Rent $630 ±$38
Percentage Of Renters Overburdened 43.15% ± 5.67pp
Total Population 57,455

Population and Household Demographics

Cumberland County is a county in Tennessee with a population of 57,455. There are 24,177 households in the county with an average household size of 2.35 persons. 21.36% of households in Cumberland County are renters.

Income and Rent Overburden in Cumberland County

The median gross income for households in Cumberland County is $38,576 a year, or $3,215 a month. The median rent for the county is $630 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cumberland County, a household making less than $2,100 a month would be considered overburdened when renting an apartment at or above the median rent. 43.15% of households who rent are overburdened in Cumberland County.

Area Median Income In Cumberland County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cumberland County, HUD calculates the Area Median Income for a family of four as $52,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cumberland County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cumberland County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $29,600 $31,800 $34,000 $36,200
50% of Median $19,200 $21,950 $24,700 $27,400 $29,600 $31,800 $34,000 $36,200
80% of Median $30,700 $35,100 $39,500 $43,850 $47,400 $50,900 $54,400 $57,900

Cities In Cumberland County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Bowman The HUD funded Public Housing Agency that serves Bowman is the Crossville Housing Authority.
Crab Orchard The HUD funded Public Housing Agency that serves Crab Orchard is the Crossville Housing Authority.
Crossville The HUD funded Public Housing Agency that serves Crossville is the Crossville Housing Authority.
Fairfield Glade The HUD funded Public Housing Agency that serves Fairfield Glade is the Crossville Housing Authority.
Lake Tansi The HUD funded Public Housing Agency that serves Lake Tansi is the Crossville Housing Authority.
Pleasant Hill The HUD funded Public Housing Agency that serves Pleasant Hill is the Crossville Housing Authority.