Affordable Housing In Oak Ridge
Anderson County, Tennessee

13 Low Income Apartment Communities In Oak Ridge

Oak Ridge Ha

13 Joel Ln
Oak Ridge, Tennessee

Royce Hill Towns and Gardens

289 Royce Cir
Oak Ridge, Tennessee

Hallmark at Oak Ridge

500 Tuskegee Dr
Oak Ridge, Tennessee

Section 8 Vouchers, Apartments, and Waiting Lists in Oak Ridge, Tennessee

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Oak Ridge, Tennessee

Housing Authority Programs
Oak Ridge Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Tennessee Housing Development Agency Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Mainstream Voucher; Homeownership

Guide To Affordable Housing in Oak Ridge, Tennessee

There are 13 low income housing apartment communities offering 722 affordable apartments for rent in Oak Ridge, Tennessee.

Income Based Apartments in Oak Ridge, Tennessee

Oak Ridge features 498 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Oak Ridge, Tennessee

There are 224 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Oak Ridge.

Housing Choice Vouchers in Oak Ridge, Tennessee

On average, Section 8 Housing Choice vouchers pay Oak Ridge landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Oak Ridge.

The maximum amount a voucher would pay on behalf of a low-income tenant in Oak Ridge, Tennessee for a two-bedroom apartment is between $882 and $1,078.

2022 Oak Ridge, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Oak Ridge, Tennessee Fair Market Rent $717 $800 $980 $1,287 $1,512
Oak Ridge, Tennessee Payment Standard Range $645 to $789 $720 to $880 $882 to $1,078 $1,158 to $1,416 $1,361 to $1,663

Sourced from federal housing data and research.

Oak Ridge, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 13
Total Low Income Apartments 722
Total Housing Units with Rental Assistance 498
Percentage of Housing Units Occupied By Renters 40.29%
Average Renter Household Size 2.31
Average Household Size 2.31
Median Household Income $49,100 ±$2,204
Median Rent $732 ±$32
Percentage Of Renters Overburdened 45.51% ± 5.21pp
Total Population 29,310

Population and Household Demographics

Oak Ridge is a city in Anderson County, Tennessee with a population of 29,310. There are 12,528 households in the city with an average household size of 2.31 persons. 40.29% of households in Oak Ridge are renters.

Income and Rent Overburden in Oak Ridge

The median gross income for households in Oak Ridge is $49,100 a year, or $4,092 a month. The median rent for the city is $732 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Oak Ridge, a household making less than $2,440 a month would be considered overburdened when renting an apartment at or above the median rent. 45.51% of households who rent are overburdened in Oak Ridge.

Area Median Income In Oak Ridge

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Oak Ridge, the AMI is calculated from all households within Anderson County.

In Oak Ridge, HUD calculates the Area Median Income for a family of four as $73,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Oak Ridge

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Oak Ridge

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Oak Ridge AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,350 $17,550 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Oak Ridge AMI may qualify for rental assistance programs that target Very Low Income households.
$25,550 $29,200 $32,850 $36,500 $39,450 $42,350 $45,300 $48,200
80% AMI Income Limits
Renters earning up to 80% of the Oak Ridge AMI may qualify for rental assistance programs that target Low Income households.
$40,900 $46,750 $52,600 $58,400 $63,100 $67,750 $72,450 $77,100