Affordable Housing In Anderson County
Tennessee

23 Low Income Apartment Communities In Anderson County

Gate Manor Apartments

1200 Fowler Ln
Clinton, TN
Income Based
1-3 BR
HCV Welcome
Subsidized

Kareday Terrace Apartments

99 Wilberforce Ave
Oak Ridge, TN
Income Based
1 BR
Subsidized

Norris Garden Apartments

11 Chesnut Drive Box 98
Norris, TN
Call For Rent
1 BR
Subsidized

Charles Seviers Towers

150 N Charles G Seivers Blvd
Clinton, TN
$767
1 BR
62+
Subsidized

Mckenzie Acres

100 Utica Cir
Oak Ridge, TN
Subsidized

Robertsville Apartments

412 Jefferson Terminal Rd
Oak Ridge, TN
Accessible
Disabled Supportive Housing
Subsidized

Auburn Hills

180 Tusculum Dr
Oak Ridge, TN
62+
Accessible
Elderly Supportive Housing
Subsidized

Rds

101 Livingston Rd
Oak Ridge, TN
62+
Accessible
Elderly Supportive Housing
Subsidized

Tiffin Home

111 Tiffin Dr
Oak Ridge, TN
Accessible
Disabled Supportive Housing
Subsidized

Clinton Towers

150 Charles Seivers Blvd
Clinton, TN
Subsidized

Housing Authorities that serve Anderson County

Housing Authority Programs
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV)
Tennessee Housing Development Agency East Tennessee Office Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-sufficiency

Other Housing Authorities located in Anderson County

Housing Authority Programs
Clinton Housing Authority Public Housing
Oak Ridge Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Anderson County, Tennessee

According to federal housing data and AffordableHousingOnline.com research, there are 23 low income housing apartment communities offering 1,799 affordable apartments for rent in Anderson County, Tennessee. Anderson County features 1,437 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 362 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Anderson County.

Anderson County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 23
Total Low Income Apartments 1,799
Total Housing Units with Rental Assistance 1,437
Percentage of Housing Units Occupied By Renters 31.72%
Average Renter Household Size 2.41
Average Household Size 2.43
Median Household Income $42,880 ±$1,488
Median Rent $685 ±$22
Percentage Of Renters Overburdened 42.37% ± 3.89pp
Total Population 75,430

Population and Household Demographics

Anderson County is a County in Tennessee with a population of 75,430. There are 30,612 households in the county with an average household size of 2.43 persons. 31.72% of households in Anderson County are renters.

Income and Rent Overburden in Anderson County

The median gross income for households in Anderson County is $42,880 a year, or $3,573 a month. The median rent for the county is $685 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Anderson County, a household making less than $2,283 a month would be considered overburdened when renting an apartment at or above the median rent. 42.37% of households who rent are overburdened in Anderson County.1

Area Median Income In Anderson County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Anderson County, HUD calculates the Area Median Income for a family of four as $69,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Anderson County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Anderson County HUD Rental Assistance in Anderson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,700 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $24,500 $28,000 $31,500 $34,950 $37,750 $40,550 $43,350 $46,150
80% of Median $39,150 $44,750 $50,350 $55,900 $60,400 $64,850 $69,350 $73,800
Low Income Housing Tax Credits in Anderson County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2009, 7 low income apartment communities containing 511 rental apartments have been constructed and made affordable to low income persons in Anderson County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Anderson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $24,500 $28,000 $31,500 $34,950 $37,750 $40,550 $43,350 $46,150
60% of Median $29,400 $33,600 $37,800 $41,940 $45,300 $48,660 $52,020 $55,380

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Anderson County is $37,800 a year, or $3,150 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,150 by 30% to get a maximum rent of $945 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $613 $656 $788 $909 $1,014 $1,119
60% $735 $788 $945 $1,091 $1,217 $1,343
Fair Market Rents in Anderson County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$624 $742 $915 $1,198 $1,476

Cities In Anderson County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Oak Ridge 12 The HUD funded Public Housing Agencies that serve Oak Ridge are the Oak Ridge Housing Authority, Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Clinton 7 The HUD funded Public Housing Agencies that serve Clinton are the Clinton Housing Authority, Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Oliver Springs 1 The HUD funded Public Housing Agencies that serve Oliver Springs are the Oliver Springs Housing Authority, Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Norris 1 The HUD funded Public Housing Agencies that serve Norris are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Lake City 2 The HUD funded Public Housing Agencies that serve Lake City are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.
Andersonville 0 The HUD funded Public Housing Agencies that serve Andersonville are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency East Tennessee Office.