Affordable Housing In Sumner County
Tennessee

27 Low Income Apartment Communities In Sumner County

The Residences at Gallatin

Long Hollow Pike and SR 109
Gallatin, TN
$770-1,050
1-3 BR
HCV Welcome

Grove at Kendal

100 Grove Lane
White House, TN
$444-778
1-3 BR
HCV Welcome

Villages Homes of Gallatin

1096 Sam Houston Cir
Gallatin, TN
$913-1,163
2-4 BR
HCV Welcome

Gallatin Park Apartments

271 Albert Gallatin Avenue
Gallatin, TN
$688-849
2-3 BR

Green Wood Apartments

790 Green Wave Drive
Gallatin, TN
Call For Rent
3 BR
HCV Welcome

Sumner Gardens

146 Coles Ferry Road
Gallatin, TN
$860-925
2-3 BR
HCV Welcome

Waterview Apartment

1300 Waterview Circle
Hendersonville, TN
$927-1,065
2-3 BR
HCV Welcome

Overlook Apartments

311 Hancock St
Gallatin, TN
Call For Rent
1-3 BR
HCV Welcome

Oakwood Village Apartments

2021 Oakwood Drive
Westmoreland, TN
HCV Welcome

Brooksfield Apartments

1201 N 1st St
Westmoreland, TN
Subsidized

There are 27 low income housing apartment complexes which contain 2,574 affordable apartments for rent in Sumner County. Many of these rental apartments are income based housing with 830 apartments that set rent based on your income. In Sumner County, HUD housing programs support 159 rental assistance apartments through programs like Project-based Section 8. There are 1,660 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Sumner County

Housing Authority Programs
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV)
Tennessee Housing Development Agency Middle Tennessee Office Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Sumner County

Housing Authority Programs
Gallatin Housing Authority Public Housing
Portland Housing Authority Public Housing

Guide To Affordable Housing in Sumner County, Tennessee

Sumner County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 27
Total Low Income Apartments 2,574
Total Rent Assisted Apartments 830
Percentage of Housing Units Occupied By Renters 27.89%
Average Renter Household Size 2.52
Total Population 169,623
Housing Units 62,425
Average Household Size 2.70
Median Household Income $57,382 ±$1,282
Median Rent $885 ±$18
Percentage Of Renters Overburdened 42% ± 3.12pp

Population and Household Demographics

Sumner County is a County in Tennessee with a population of 169,623. There are 62,425 households in the county with an average household size of 2.70 persons. 27.89% of households in Sumner County are renters.

Income and Rent Overburden in Sumner County

The median gross income for households in Sumner County is $57,382 a year, or $4,782 a month. The median rent for the county is $885 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Sumner County, a household making less than $2,950 a month would be considered overburdened when renting an apartment at or above the median rent. 42% of households who rent are overburdened in Sumner County.1

Area Median Income In Sumner County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Sumner County, HUD calculates the Area Median Income for a family of four as $80,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Sumner County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Sumner County HUD Rental Assistance in Sumner County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,800 $19,200 $21,600 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $28,000 $32,000 $36,000 $40,000 $43,200 $46,400 $49,600 $52,800
80% of Median $44,800 $51,200 $57,600 $64,000 $69,150 $74,250 $79,400 $84,500
Low Income Housing Tax Credits in Sumner County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2013, 16 low income apartment communities containing 944 rental apartments have been constructed and made affordable to low income persons in Sumner County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Sumner County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $33,600 $38,400 $43,200 $48,000 $51,840 $55,680 $59,520 $63,360

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Sumner County is $43,200 a year, or $3,600 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,600 by 30% to get a maximum rent of $1,080 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $700 $750 $900 $1,040 $1,160 $1,280
60% $840 $900 $1,080 $1,248 $1,392 $1,536
Fair Market Rents in Sumner County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$830 $911 $1,103 $1,455 $1,738

Cities In Sumner County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Gallatin 18 The HUD funded Public Housing Agencies that serve Gallatin are the Gallatin Housing Authority, Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.
Westmoreland 2 The HUD funded Public Housing Agencies that serve Westmoreland are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.
Hendersonville 5 The HUD funded Public Housing Agencies that serve Hendersonville are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.
Bethpage 0 The HUD funded Public Housing Agencies that serve Bethpage are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.
Bransford 0 The HUD funded Public Housing Agencies that serve Bransford are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.
Castalian Springs 0 The HUD funded Public Housing Agencies that serve Castalian Springs are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.
Cottontown 0 The HUD funded Public Housing Agencies that serve Cottontown are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.
Fairfield 0 The HUD funded Public Housing Agencies that serve Fairfield are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.
Graball 0 The HUD funded Public Housing Agencies that serve Graball are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.
Mitchellville 0 The HUD funded Public Housing Agencies that serve Mitchellville are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.
New Deal 0 The HUD funded Public Housing Agencies that serve New Deal are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.
Oak Grove 0 The HUD funded Public Housing Agencies that serve Oak Grove are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.
Shackle Island 0 The HUD funded Public Housing Agencies that serve Shackle Island are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.
Walnut Grove 0 The HUD funded Public Housing Agencies that serve Walnut Grove are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.