Affordable Housing In Callahan County
Texas

3 Low Income Apartment Communities In Callahan County

Walnut Hill Apartments

309 Walnut Hill Drive
Baird, TX
Call For Rent
1-2 BR
HCV Welcome

117 NW 2nd St

117 NW 2nd St
Cross Plains, TX

609 Eugenia St

609 Eugenia St
Baird, TX
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There are 3 low income housing apartment complexes which contain 104 affordable apartments for rent in Callahan County. Many of these rental apartments are income based housing with 80 apartments that set rent based on your income. In Callahan County, HUD housing programs support 0 rental assistance apartments through programs like Project-based Section 8. There are 24 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Callahan County

Housing Authority Programs
Abilene Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Mainstream Voucher; Section 8 HCV Money Follows the Person (MFP); Public Housing Money Follows the Person (MFP)

Other Housing Authorities located in Callahan County

Housing Authority Programs
Housing Authority of Cross Plains Public Housing
Housing Authority of Baird Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Callahan County, Texas

Callahan County, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 104
Total Rent Assisted Apartments 80
Percentage of Housing Units Occupied By Renters 18.21%
Average Renter Household Size 2.80
Total Population 13,532
Housing Units 5,273
Average Household Size 2.55
Median Household Income $40,981 ±$3,389
Median Rent $612 ±$79
Percentage Of Renters Overburdened 27.29% ± 7.84pp

Population and Household Demographics

Callahan County is a County in Texas with a population of 13,532. There are 5,273 households in the county with an average household size of 2.55 persons. 18.21% of households in Callahan County are renters.

Income and Rent Overburden in Callahan County

The median gross income for households in Callahan County is $40,981 a year, or $3,415 a month. The median rent for the county is $612 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Callahan County, a household making less than $2,040 a month would be considered overburdened when renting an apartment at or above the median rent. 27.29% of households who rent are overburdened in Callahan County.1

Area Median Income In Callahan County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Callahan County, HUD calculates the Area Median Income for a family of four as $62,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Callahan County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Callahan County HUD Rental Assistance in Callahan County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,200 $16,910 $21,330 $25,750 $30,170 $34,590 $39,000 $41,550
50% of Median $22,050 $25,200 $28,350 $31,450 $34,000 $36,500 $39,000 $41,550
80% of Median $35,250 $40,250 $45,300 $50,300 $54,350 $58,350 $62,400 $66,400

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Callahan County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,050 $25,200 $28,350 $31,450 $34,000 $36,500 $39,000 $41,550
60% of Median $26,460 $30,240 $34,020 $37,740 $40,800 $43,800 $46,800 $49,860

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Callahan County is $34,020 a year, or $2,835 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,835 by 30% to get a maximum rent of $851 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $551 $591 $709 $818 $913 $1,007
60% $662 $709 $851 $982 $1,095 $1,208
Fair Market Rents in Callahan County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$598 $621 $822 $1,064 $1,367

Cities In Callahan County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Baird 2 The HUD funded Public Housing Agencies that serve Baird are the Housing Authority of Baird and Abilene Housing Authority.
Cross Plains 1 The HUD funded Public Housing Agency that serves Cross Plains is the Abilene Housing Authority.
Clyde 0 The HUD funded Public Housing Agency that serves Clyde is the Abilene Housing Authority.
Putnam 0 The HUD funded Public Housing Agency that serves Putnam is the Abilene Housing Authority.