Affordable Housing In Cameron County
Texas

59 Low Income Apartment Communities In Cameron County

Windstar Apartments

2802 N. 7th Street
Harlingen, TX
$698-783
2-3 BR
HCV Welcome

North Star Village Apts.

411 Lozano
Harlingen, TX
Income Based
1-3 BR
Subsidized

Harrison Manor Apts.

601 South 17th Street
Harlingen, TX
$667-836
1-3 BR
Subsidized

Riverside Village

1001 N Robertson Rd
Rio Hondo, TX
Income Based
1-4 BR
HCV Welcome

Tropical Gardens at Boca Chica

250 Ash St
Brownsville, TX
$530-675
1-3 BR
HCV Welcome

Citrus Gardens

2100 Grapefruit Street
Brownsville, TX
$579-790
1-3 BR
HCV Welcome

Bowie Garden Apartments

4650 Bowie Road
Brownsville, TX
$519-699
1-3 BR
HCV Welcome

Canal Place Apartments

2280 W. US Highway 77
San Benito, TX
$667-850
2-4 BR
HCV Welcome

Rosemont of Highland Gardens

1902 E Tyler Ave
Harlingen, TX
$626-986
2-4 BR
HCV Welcome

Cunningham Manor Apts.

2835 Rockwell Dr.
Brownsville, TX
$499-746
1-4 BR

Housing Authorities that serve Cameron County

Housing Authority Programs
Cameron County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Other Housing Authorities located in Cameron County

Housing Authority Programs
Housing Authority of the City of Brownsville Section 8 Housing Choice Voucher (HCV); Public Housing; Section 8 Project-Based Voucher (PBV); Rental Assistance Demonstration (RAD)
San Benito Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Harlingen Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Port Isabel Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Los Fresnos Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Cameron County, Texas

There are 59 low income housing apartment communities offering 5,666 affordable apartments for rent in Cameron County, Texas. Cameron County features 3,340 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 2,222 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Cameron County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Cameron County, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 59
Total Low Income Apartments 5,666
Total Housing Units with Rental Assistance 3,340
Percentage of Housing Units Occupied By Renters 33.21%
Average Renter Household Size 3.40
Average Household Size 3.42
Median Household Income $33,266 ±$884
Median Rent $643 ±$10
Percentage Of Renters Overburdened 46.23% ± 1.87pp
Total Population 417,947

Population and Household Demographics

Cameron County is a County in Texas with a population of 417,947. There are 121,097 households in the county with an average household size of 3.42 persons. 33.21% of households in Cameron County are renters.

Income and Rent Overburden in Cameron County

The median gross income for households in Cameron County is $33,266 a year, or $2,772 a month. The median rent for the county is $643 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cameron County, a household making less than $2,143 a month would be considered overburdened when renting an apartment at or above the median rent. 46.23% of households who rent are overburdened in Cameron County.1

Area Median Income In Cameron County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cameron County, HUD calculates the Area Median Income for a family of four as $44,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cameron County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Cameron County HUD Rental Assistance in Cameron County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $34,050 $36,400 $38,750
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
80% of Median $32,900 $37,600 $42,300 $46,950 $50,750 $54,500 $58,250 $62,000
Low Income Housing Tax Credits in Cameron County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2006, 20 low income apartment communities containing 2,532 rental apartments have been constructed and made affordable to low income persons in Cameron County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Cameron County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
60% of Median $24,660 $28,200 $31,740 $35,220 $38,040 $40,860 $43,680 $46,500

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Cameron County is $31,740 a year, or $2,645 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,645 by 30% to get a maximum rent of $794 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $514 $551 $661 $763 $851 $939
60% $617 $661 $794 $916 $1,022 $1,127
Fair Market Rents in Cameron County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$592 $596 $760 $1,011 $1,163

Cities In Cameron County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Brownsville 22 The HUD funded Public Housing Agencies that serve Brownsville are the Housing Authority of the City of Brownsville and Cameron County Housing Authority.
Harlingen 18 The HUD funded Public Housing Agencies that serve Harlingen are the Harlingen Housing Authority and Cameron County Housing Authority.
Rio Hondo 4 The HUD funded Public Housing Agency that serves Rio Hondo is the Cameron County Housing Authority.
San Benito 6 The HUD funded Public Housing Agencies that serve San Benito are the San Benito Housing Authority and Cameron County Housing Authority.
Port Isabel 4 The HUD funded Public Housing Agencies that serve Port Isabel are the Port Isabel Housing Authority and Cameron County Housing Authority.
Laguna Vista 1 The HUD funded Public Housing Agency that serves Laguna Vista is the Cameron County Housing Authority.
La Feria 3 The HUD funded Public Housing Agency that serves La Feria is the Cameron County Housing Authority.
Arroyo Colorado Estates 0
Arroyo Gardens 0
Bayview 0
Bixby 0
Bluetown 0
Cameron Park 0
Chula Vista 0
Combes 0
Del Mar Heights 0
El Camino Angosto 0
Encantada Ranchito El Calaboz 0
Grand Acres 0
Green Valley Farms 0
Iglesia Antigua 0
Indian Lake 0
Juarez 0
La Feria North 0
Lago 0
Laguna Heights 0
La Paloma 0
Lasana 0
Las Palmas II 0
La Tina Ranch 0
Laureles 0
Los Fresnos 0
Los Indios 0
Lozano 0
Olmito 0
Orason 0
Palm Valley 0
Primera 0
Rancho Viejo 0
Rangerville 0
Ratamosa 0
Reid Hope King 0
San Pedro 0
Santa Maria 0
Santa Rosa 1
Solis 0
South Padre Island 0
South Point 0
Tierra Bonita 0
Villa del Sol 0
Villa Pancho 0
Yznaga 0
Encantada-Ranchito-El Calaboz 0