Cheap Apartments In Cherokee County
Texas


Waiting List Openings In Cherokee County

Waiting ListStatus
Rusk Housing Authority Housing Choice Voucher Open Now

Low Income Apartments In Cherokee County

Timbercreek Village Apartments

1465 W. 6th
Rusk, TX
1-3 BR
Subsidized

Mission Village of Jacksonville

417 Frankston Hwy
Jacksonville, TX
2-3 BR

Pine Creek Apartments

1511 Gay Ave
Jacksonville, TX
Subsidized

Travis Towers

557 S Ragsdale St
Jacksonville, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

Sweet Union Apartments

1011 N Jackson St
Jacksonville, TX
Subsidized

Heitage Square Apartments

1308 Jacksonville Square Dr
Jacksonville, TX
HCV Welcome

Heritage Place Apartments

1220 Heritage Dr
Jacksonville, TX
HCV Welcome

Jacksonville Pines Apartments

Tally Nichols Dr
Jacksonville, TX

Rusk Seniors Apartments

275 Cherokee St
Rusk, TX
Subsidized

Jacksonville Square Housing Ltd

1302 Jacksonville Square Dr
Jacksonville, TX
Subsidized

There are 19 low income housing apartment complexes which contain 1,076 affordable apartments for rent in Cherokee County, Texas. Many of these rental apartments are income based housing with about 642 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 136 Project-Based Section 8 subsidized apartments in Cherokee County. There are 871 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Cherokee County

Housing Authority Programs
Jacksonville Housing Authority Section 8 Housing Choice Voucher
Rusk Housing Authority Section 8 Housing Choice Voucher
Housing Authority of Alto Section 8 Housing Choice Voucher; Public Housing

Understanding Affordable Housing in Cherokee County, Texas

Cherokee County, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 19
Total Low Income Apartments 1,076
Total Rent Assisted Apartments 642
Percentage of Housing Units Occupied By Renters 28.3%
Average Renter Household Size 2.71
Total Population 51,167
Housing Units 17,729
Average Household Size 2.74
Median Household Income $39,595 ±$1,845
Median Rent $661 ±$25
Percentage Of Renters Overburdened 39.96% ± 4.86pp

Population and Household Demographics

Cherokee County is a County in Texas with a population of 51,167. There are 17,729 households in the county with an average household size of 2.74 persons. 28.3% of households in Cherokee County are renters.

Income and Rent Overburden in Cherokee County

The median gross income for households in Cherokee County is $39,595 a year, or $3,300 a month. The median rent for the county is $661 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cherokee County, a household making less than $2,203 a month would be considered overburdened when renting an apartment at or above the median rent. 39.96% of households who rent are overburdened in Cherokee County.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 4.86 percentage points.

Area Median Income In Cherokee County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cherokee County, HUD calculates the Area Median Income for a family of four as $50,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cherokee County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Cherokee County HUD Rental Assistance in Cherokee County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,140 $16,460 $20,780 $25,100 $29,420 $32,800 $35,050 $37,300
50% of Median $19,800 $22,600 $25,450 $28,250 $30,550 $32,800 $35,050 $37,300
80% of Median $31,650 $36,200 $40,700 $45,200 $48,850 $52,450 $56,050 $59,700

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Cherokee County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2004, 9 low income apartment communities containing 429 rental apartments have been constructed and made affordable to low income persons in Cherokee County by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Cherokee County by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Cherokee County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $19,800 $22,600 $25,450 $28,250 $30,550 $32,800 $35,050 $37,300
60% of Median $23,760 $27,120 $30,540 $33,900 $36,660 $39,360 $42,060 $44,760

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Cherokee County is $30,540 a year, or $2,545 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,545 by 30% to get a maximum rent of $764 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $495 $530 $636 $735 $820 $904
60% $594 $636 $764 $882 $984 $1,085
Fair Market Rents in Cherokee County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$537 $541 $715 $934 $1,006

Cities In Cherokee County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Troup 2 The HUD funded Public Housing Agencies that serve Troup are the Jacksonville Housing Authority, City of Tyler Housing Agency, Rusk Housing Authority and Housing Authority of Alto.
Jacksonville 9 The HUD funded Public Housing Agencies that serve Jacksonville are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.
Rusk 4 The HUD funded Public Housing Agencies that serve Rusk are the Rusk Housing Authority, Jacksonville Housing Authority and Housing Authority of Alto.
Bullard 1 The HUD funded Public Housing Agencies that serve Bullard are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.
Alto 3 The HUD funded Public Housing Agencies that serve Alto are the Housing Authority of Alto, Jacksonville Housing Authority and Rusk Housing Authority.
Wells 0 The HUD funded Public Housing Agencies that serve Wells are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.
Cuney 0 The HUD funded Public Housing Agencies that serve Cuney are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.
Gallatin 0 The HUD funded Public Housing Agencies that serve Gallatin are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.
New Summerfield 0 The HUD funded Public Housing Agencies that serve New Summerfield are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.
Reklaw 0 The HUD funded Public Housing Agencies that serve Reklaw are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.
Shadybrook 0 The HUD funded Public Housing Agencies that serve Shadybrook are the Jacksonville Housing Authority, Rusk Housing Authority and Housing Authority of Alto.