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Affordable Housing In Copperas Cove
Bell County, Texas

5 Low Income Apartment Communities In Copperas Cove

Exchange Sunshine Home

1103 Leonhard St
Copperas Cove, Texas
Elderly Supportive Housing

Cove Village Apartments

1102 Golf Course Rd
Copperas Cove, Texas

Constitution Court

712 Constitution Drive
Copperas Cove, Texas

Phil Ave Complex

1214 Phil Ave
Copperas Cove, Texas

Dewald Properties

1600 N Main St
Copperas Cove, Texas
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Housing Authorities that serve Copperas Cove

Housing Authority Programs
Housing Authority of Copperas Cove Public Housing
Central Texas Council of Governments Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Copperas Cove, Texas

There are 5 low income housing apartment communities offering 340 affordable apartments for rent in Copperas Cove, Texas.

Income Based Apartments in Copperas Cove, Texas

Copperas Cove features 200 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Copperas Cove, Texas

There are 140 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Copperas Cove.

Housing Choice Vouchers in Copperas Cove, Texas

On average, Section 8 Housing Choice vouchers pay Copperas Cove landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Copperas Cove.

The maximum amount a voucher would pay on behalf of a low-income tenant in Copperas Cove, Texas for a two-bedroom apartment is between $734 and $897.

2021 Copperas Cove, Texas Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $635 $639 $815 $1,166 $1,411
Payment Standard Range $572 to $699 $575 to $703 $734 to $897 $1,049 to $1,283 $1,270 to $1,552

Sourced from federal housing data and research.

Copperas Cove, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 340
Total Housing Units with Rental Assistance 200
Percentage of Housing Units Occupied By Renters 43.11%
Average Renter Household Size 2.78
Average Household Size 2.77
Median Household Income $51,972 ±$2,700
Median Rent $853 ±$41
Percentage Of Renters Overburdened 36.55% ± 5.01pp
Total Population 33,005

Population and Household Demographics

Copperas Cove is a city in Bell County, Texas with a population of 33,005. There are 11,829 households in the city with an average household size of 2.77 persons. 43.11% of households in Copperas Cove are renters.

Income and Rent Overburden in Copperas Cove

The median gross income for households in Copperas Cove is $51,972 a year, or $4,331 a month. The median rent for the city is $853 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Copperas Cove, a household making less than $2,843 a month would be considered overburdened when renting an apartment at or above the median rent. 36.55% of households who rent are overburdened in Copperas Cove.

Area Median Income In Copperas Cove

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Copperas Cove, the AMI is calculated from all households within Bell County.

In Copperas Cove, HUD calculates the Area Median Income for a family of four as $63,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Copperas Cove

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Copperas Cove

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,450 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $42,200
50% of Median $22,400 $25,600 $28,800 $31,950 $34,550 $37,100 $39,650 $42,200
80% of Median $35,800 $40,900 $46,000 $51,100 $55,200 $59,300 $63,400 $67,500