Affordable Housing In El Campo
Wharton County, Texas

4 Low Income Apartment Communities In El Campo

Prairie Village

1915 N Wharton St
El Campo, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

West Side Housing

1502 Able St
El Campo, TX

El Campo Village

1185 Olivia St
El Campo, TX
HCV Welcome

El Campo Retirement

2805 West Loop
El Campo, TX
HCV Welcome
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There are 4 low income housing apartment complexes which contain 300 affordable apartments for rent in El Campo. Many of these rental apartments are income based housing with 188 apartments that set rent based on your income. In El Campo, HUD housing programs support 0 rental assistance apartments through programs like Project-based Section 8. There are 112 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve El Campo

Housing Authority Programs
Housing Authority of the City of El Campo Public Housing
Texas Department of Housing and Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in El Campo, Texas

El Campo, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 300
Total Rent Assisted Apartments 188
Percentage of Housing Units Occupied By Renters 34.01%
Average Renter Household Size 3.24
Total Population 11,545
Housing Units 3,875
Average Household Size 2.95
Median Household Income $45,413 ±$6,529
Median Rent $706 ±$57
Percentage Of Renters Overburdened 32.55% ± 8.99pp

Population and Household Demographics

El Campo is a City in Wharton County, Texas with a population of 11,545. There are 3,875 households in the city with an average household size of 2.95 persons. 34.01% of households in El Campo are renters.

Income and Rent Overburden in El Campo

The median gross income for households in El Campo is $45,413 a year, or $3,784 a month. The median rent for the city is $706 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In El Campo, a household making less than $2,353 a month would be considered overburdened when renting an apartment at or above the median rent. 32.55% of households who rent are overburdened in El Campo.1

Area Median Income In El Campo

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For El Campo, the AMI is calculated from all households within Wharton County.

In El Campo, HUD calculates the Area Median Income for a family of four as $58,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in El Campo

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for El Campo HUD Rental Assistance in El Campo

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $34,050 $36,400 $38,750
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
80% of Median $32,900 $37,600 $42,300 $46,950 $50,750 $54,500 $58,250 $62,000
Low Income Housing Tax Credits in El Campo

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1992 to 1992, 1 low income apartment communities containing 112 rental apartments have been constructed and made affordable to low income persons in El Campo by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in El Campo

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
60% of Median $24,660 $28,200 $31,740 $35,220 $38,040 $40,860 $43,680 $46,500

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in El Campo is $31,740 a year, or $2,645 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,645 by 30% to get a maximum rent of $794 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $514 $551 $661 $763 $851 $939
60% $617 $661 $794 $916 $1,022 $1,127
Fair Market Rents in El Campo

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$628 $632 $772 $971 $1,317