Affordable Housing In El Paso
El Paso County, Texas

159 Low Income Apartment Communities In El Paso

Missions Senior Community

561 Three Missions Dr
El Paso, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

Sunnyside Apartments

4635 Atlas Ave
El Paso, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

El Nido Apartments

204 Alicia Dr
El Paso, TX
Subsidized

Alamito Place

509 South Saint Vrain
El Paso, TX

Columbia Apartments

7900 Knights Dr
El Paso, TX
Subsidized

Project Vida

2155 Wedgewood Dr
El Paso, TX
Accessible
Disabled Supportive Housing
Subsidized

Casa Bienvivir

950 N Carolina Dr
El Paso, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

El Paso Good Samaritan Housing

7750 Lilac Way
El Paso, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

Las Puertas Abiertas

10095 McCombs St
El Paso, TX
Accessible
Disabled Supportive Housing
Subsidized

Valle Hermoso Apartments

250 Ysleta Ln
El Paso, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

Housing Authorities that serve El Paso

Housing Authority Programs
Housing Authority of the City of El Paso Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-sufficiency; Section 8 Project-Based Voucher (PBV); Mainstream Voucher; Rental Assistance Demonstration (RAD)
El Paso County Housing Authority Section 8 Housing Choice Voucher (HCV)
El Paso County Housing Authority Public Housing

Guide To Affordable Housing in El Paso, Texas

There are 159 low income housing apartment communities offering 14,851 affordable apartments for rent in El Paso, Texas. El Paso features 8,533 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 6,094 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in El Paso.

Sourced from federal housing data and AffordableHousingOnline.com research.

El Paso, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 159
Total Low Income Apartments 14,851
Total Housing Units with Rental Assistance 8,533
Percentage of Housing Units Occupied By Renters 40.69%
Average Renter Household Size 2.81
Average Household Size 3.03
Median Household Income $42,772 ±$803
Median Rent $752 ±$9
Percentage Of Renters Overburdened 45.38% ± 1.45pp
Total Population 676,325

Population and Household Demographics

El Paso is a City in El Paso County, Texas with a population of 676,325. There are 220,682 households in the city with an average household size of 3.03 persons. 40.69% of households in El Paso are renters.

Income and Rent Overburden in El Paso

The median gross income for households in El Paso is $42,772 a year, or $3,564 a month. The median rent for the city is $752 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In El Paso, a household making less than $2,507 a month would be considered overburdened when renting an apartment at or above the median rent. 45.38% of households who rent are overburdened in El Paso.1

Area Median Income In El Paso

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For El Paso, the AMI is calculated from all households within El Paso County.

In El Paso, HUD calculates the Area Median Income for a family of four as $50,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in El Paso

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for El Paso HUD Rental Assistance in El Paso

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $34,050 $36,400 $38,750
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
80% of Median $32,900 $37,600 $42,300 $46,950 $50,750 $54,500 $58,250 $62,000
Low Income Housing Tax Credits in El Paso

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2010, 66 low income apartment communities containing 4,004 rental apartments have been constructed and made affordable to low income persons in El Paso by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in El Paso

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
60% of Median $24,660 $28,200 $31,740 $35,220 $38,040 $40,860 $43,680 $46,500

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in El Paso is $31,740 a year, or $2,645 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,645 by 30% to get a maximum rent of $794 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $514 $551 $661 $763 $851 $939
60% $617 $661 $794 $916 $1,022 $1,127
Fair Market Rents in El Paso

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$539 $677 $827 $1,173 $1,408