Affordable Housing In Ennis
Ellis County, Texas

5 Low Income Apartment Communities In Ennis

Ennis Senior Citizens Center II

501 W Lampasas St
Ennis, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

Ennis Senior Citizens Center

600 S Clay St
Ennis, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

Ennis Village

200 Arnold St
Ennis, TX

Breckinridge Village

2001A Floyd St
Ennis, TX
HCV Welcome

Creekside Terrace Apartments

1000 E Burnett St
Ennis, TX
HCV Welcome
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Housing Authorities that serve Ennis

Housing Authority Programs
Housing Authority of Ennis Public Housing
Texas Department of Housing and Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Ennis, Texas

According to federal housing data and AffordableHousingOnline.com research, there are 5 low income housing apartment communities offering 316 affordable apartments for rent in Ennis, Texas. Ennis features 170 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 146 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Ennis.

Ennis, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 316
Total Housing Units with Rental Assistance 170
Percentage of Housing Units Occupied By Renters 47.19%
Average Renter Household Size 3.15
Average Household Size 2.92
Median Household Income $41,305 ±$3,309
Median Rent $841 ±$40
Percentage Of Renters Overburdened 54.61% ± 9.66pp
Total Population 18,758

Population and Household Demographics

Ennis is a City in Ellis County, Texas with a population of 18,758. There are 6,345 households in the city with an average household size of 2.92 persons. 47.19% of households in Ennis are renters.

Income and Rent Overburden in Ennis

The median gross income for households in Ennis is $41,305 a year, or $3,442 a month. The median rent for the city is $841 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ennis, a household making less than $2,803 a month would be considered overburdened when renting an apartment at or above the median rent. 54.61% of households who rent are overburdened in Ennis.1

Area Median Income In Ennis

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Ennis, the AMI is calculated from all households within Ellis County.

In Ennis, HUD calculates the Area Median Income for a family of four as $83,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ennis

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Ennis HUD Rental Assistance in Ennis

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,500 $20,000 $22,500 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $29,100 $33,250 $37,400 $41,550 $44,900 $48,200 $51,550 $54,850
80% of Median $46,550 $53,200 $59,850 $66,500 $71,850 $77,150 $82,500 $87,800
Low Income Housing Tax Credits in Ennis

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1997 to 1998, 2 low income apartment communities containing 146 rental apartments have been constructed and made affordable to low income persons in Ennis by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Ennis

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $29,100 $33,250 $37,400 $41,550 $44,900 $48,200 $51,550 $54,850
60% of Median $34,920 $39,900 $44,880 $49,860 $53,880 $57,840 $61,860 $65,820

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Ennis is $44,880 a year, or $3,740 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,740 by 30% to get a maximum rent of $1,122 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $728 $779 $935 $1,081 $1,205 $1,330
60% $873 $935 $1,122 $1,297 $1,446 $1,596
Fair Market Rents in Ennis

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$957 $1,093 $1,314 $1,727 $2,262