Low Income Apartments In Garland
Collin County, Texas

Low Income Apartments In Garland

The Meadows Apartments

3826 Easton Meadows Dr
Garland, TX
$590-935
1-3 BR
HCV Welcome

Palladium Garland

950 W Interstate 30
Garland, TX
$687-1,145
1-3 BR
HCV Welcome

City Square Lofts

705 W. Avenue B
Garland, TX
HCV Welcome

Garland Estates Senior Housing

2100 W Buckingham Rd
Garland, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

Legacy Pointe Apartments

238 S Barnes Drive
Garland, TX
Subsidized

Castleglen Place

750 Castleglen Dr
Garland, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

Primrose at Park Place

202 Belt Line Rd
Garland, TX
HCV Welcome

Independent Living Center

652 Castleglen Dr
Garland, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

Eastpointe Station

2750 Broadway Blvd
Garland, TX
62+
Accessible
Elderly Supportive Housing
Subsidized

Hubbards Ridge Apartments

4351 Point Blvd
Garland, TX
HCV Welcome

There are 16 low income housing apartment complexes which contain 1,911 affordable apartments for rent in Garland, Texas. Many of these rental apartments are income based housing with about 358 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 184 Project-Based Section 8 subsidized apartments in Garland. There are 1,553 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Garland

Housing Authority Programs
Garland Housing Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Garland, Texas

Garland, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 16
Total Low Income Apartments 1,911
Total Rent Assisted Apartments 358
Percentage of Housing Units Occupied By Renters 36.97%
Average Renter Household Size 3.10
Total Population 234,213
Housing Units 74,912
Average Household Size 3.12
Median Household Income $51,970 ±$981
Median Rent $952 ±$17
Percentage Of Renters Overburdened 52.21% ± 2.55pp

Population and Household Demographics

Garland is a City in Collin County, Texas with a population of 234,213. There are 74,912 households in the city with an average household size of 3.12 persons. 36.97% of households in Garland are renters.

Income and Rent Overburden in Garland

The median gross income for households in Garland is $51,970 a year, or $4,331 a month. The median rent for the city is $952 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Garland, a household making less than $3,173 a month would be considered overburdened when renting an apartment at or above the median rent. 52.21% of households who rent are overburdened in Garland.1

Area Median Income In Garland

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Garland, the AMI is calculated from all households within Collin County.

In Garland, HUD calculates the Area Median Income for a family of four as $83,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Garland

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Garland HUD Rental Assistance in Garland

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,500 $20,000 $22,500 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $29,100 $33,250 $37,400 $41,550 $44,900 $48,200 $51,550 $54,850
80% of Median $46,550 $53,200 $59,850 $66,500 $71,850 $77,150 $82,500 $87,800
Low Income Housing Tax Credits in Garland

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2006, 9 low income apartment communities containing 1,370 rental apartments have been constructed and made affordable to low income persons in Garland by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Garland

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $34,920 $39,900 $44,880 $49,860 $53,880 $57,840 $61,860 $65,820

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Garland is $44,880 a year, or $3,740 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,740 by 30% to get a maximum rent of $1,122 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $728 $779 $935 $1,081 $1,205 $1,330
60% $873 $935 $1,122 $1,297 $1,446 $1,596
Fair Market Rents in Garland

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$836 $989 $1,201 $1,600 $2,080