Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. 

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Gilmer
Upshur County, Texas

5 Low Income Apartment Communities In Gilmer

Gates

700 E Scott St
Gilmer, Texas
Subsidized

Gilmer Capital CO Ashcroft Group

800 N Bradford St
Gilmer, Texas

The Meadows Apartments

1276 State Highway 155 N
Gilmer, Texas
Subsidized

Sorrells Park Proj

103 Wilson St
Gilmer, Texas

The Meadows

916 State Highway 155 N
Gilmer, Texas
  • «
  • 1
  • »

Housing Authorities that serve Gilmer

Housing Authority Programs
Housing Authority of Gilmer Public Housing
Ark-Tex Council of Governments Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Gilmer, Texas

There are 5 low income housing apartment communities offering 288 affordable apartments for rent in Gilmer, Texas.

Income Based Apartments in Gilmer, Texas

Gilmer features 234 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Gilmer, Texas

There are 54 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Gilmer.

Housing Choice Vouchers in Gilmer, Texas

On average, Section 8 Housing Choice vouchers pay Gilmer landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Gilmer.

The maximum amount a voucher would pay on behalf of a low-income tenant in Gilmer, Texas for a two-bedroom apartment is between $765 and $935.

2021 Gilmer, Texas Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $603 $721 $850 $1,152 $1,351
Payment Standard Range $543 to $663 $649 to $793 $765 to $935 $1,037 to $1,267 $1,216 to $1,486

Sourced from federal housing data and AffordableHousingOnline.com research.

Gilmer, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 288
Total Housing Units with Rental Assistance 234
Percentage of Housing Units Occupied By Renters 36.26%
Average Renter Household Size 2.86
Average Household Size 3.10
Median Household Income $46,122 ±$14,803
Median Rent $671 ±$46
Percentage Of Renters Overburdened 35.83% ± 13.64pp
Total Population 5,088

Population and Household Demographics

Gilmer is a city in Upshur County, Texas with a population of 5,088. There are 1,547 households in the city with an average household size of 3.10 persons. 36.26% of households in Gilmer are renters.

Income and Rent Overburden in Gilmer

The median gross income for households in Gilmer is $46,122 a year, or $3,844 a month. The median rent for the city is $671 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Gilmer, a household making less than $2,237 a month would be considered overburdened when renting an apartment at or above the median rent. 35.83% of households who rent are overburdened in Gilmer.

Area Median Income In Gilmer

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Gilmer, the AMI is calculated from all households within Upshur County.

In Gilmer, HUD calculates the Area Median Income for a family of four as $64,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Gilmer

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Gilmer

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,300 $17,240 $21,720 $26,200 $30,680 $35,160 $39,250 $41,800
50% of Median $22,200 $25,350 $28,500 $31,650 $34,200 $36,750 $39,250 $41,800
80% of Median $35,500 $40,550 $45,600 $50,650 $54,750 $58,800 $62,850 $66,900