Affordable Housing In Harker Heights
Bell County, Texas

2 Low Income Apartment Communities In Harker Heights

Stillhouse Flats

2926 Cedar Knob Road
Harker Heights, TX
Call For Rent
1-3 BR
HCV Welcome

Sunset Acres

E Creek Rd
Harker Heights, TX
HCV Welcome
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There are 2 low income housing apartment complexes which contain 496 affordable apartments for rent in Harker Heights. Many of these rental apartments are income based housing with 0 apartments that set rent based on your income. In Harker Heights, HUD housing programs support 0 rental assistance apartments through programs like Project-based Section 8. There are 496 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Guide To Affordable Housing in Harker Heights, Texas

Harker Heights, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 496
Total Rent Assisted Apartments 0
Percentage of Housing Units Occupied By Renters 36.35%
Average Renter Household Size 2.78
Total Population 28,199
Housing Units 9,119
Average Household Size 3.07
Median Household Income $64,494 ±$5,105
Median Rent $797 ±$59
Percentage Of Renters Overburdened 40.24% ± 7.8pp

Population and Household Demographics

Harker Heights is a City in Bell County, Texas with a population of 28,199. There are 9,119 households in the city with an average household size of 3.07 persons. 36.35% of households in Harker Heights are renters.

Income and Rent Overburden in Harker Heights

The median gross income for households in Harker Heights is $64,494 a year, or $5,375 a month. The median rent for the city is $797 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Harker Heights, a household making less than $2,657 a month would be considered overburdened when renting an apartment at or above the median rent. 40.24% of households who rent are overburdened in Harker Heights.1

Area Median Income In Harker Heights

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Harker Heights, the AMI is calculated from all households within Bell County.

In Harker Heights, HUD calculates the Area Median Income for a family of four as $63,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Harker Heights

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Harker Heights HUD Rental Assistance in Harker Heights

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,450 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $42,200
50% of Median $22,400 $25,600 $28,800 $31,950 $34,550 $37,100 $39,650 $42,200
80% of Median $35,800 $40,900 $46,000 $51,100 $55,200 $59,300 $63,400 $67,500
Low Income Housing Tax Credits in Harker Heights

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 1988, 1 low income apartment communities containing 400 rental apartments have been constructed and made affordable to low income persons in Harker Heights by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Harker Heights

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,400 $25,600 $28,800 $31,950 $34,550 $37,100 $39,650 $42,200
60% of Median $26,880 $30,720 $34,560 $38,340 $41,460 $44,520 $47,580 $50,640

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Harker Heights is $34,560 a year, or $2,880 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,880 by 30% to get a maximum rent of $864 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $560 $600 $720 $831 $928 $1,023
60% $672 $720 $864 $998 $1,113 $1,228
Fair Market Rents in Harker Heights

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$589 $593 $780 $1,124 $1,370