Affordable Housing In Henderson County
Texas

21 Low Income Apartment Communities In Henderson County

Abbington Hill of Brownboro

10811 Ingram St
Brownsboro, TX
Call For Rent
1-4 BR
HCV Welcome

Seven Points Apartments

225 Wood St
Seven Points, TX
HCV Welcome

New Haven Apartments

714 Jonathan St
Athens, TX
HCV Welcome
Subsidized

Sunset Place Apartments

100 Sunset St
Malakoff, TX
Subsidized

Oaks of Fairview

160 Gibson Rd
Athens, TX
Subsidized

Timber Ridge Apartments

427 Martin St
Chandler, TX
Subsidized

West Hylands

737 W College St
Athens, TX
Subsidized

Silverleaf at Chandler II

801 FM 2010
Chandler, TX
HCV Welcome

Fairview Cottages

1600 S Palestine St
Athens, TX
HCV Welcome

Victoria Place Phase II

1000 Barbara St
Athens, TX
HCV Welcome

Other Housing Authorities located in Henderson County

Housing Authority Programs
Housing Authority of Malakoff Public Housing
Trinidad Housing Authority Public Housing
Athens Housing Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Henderson County, Texas

According to federal housing data and AffordableHousingOnline.com research, there are 21 low income housing apartment communities offering 1,020 affordable apartments for rent in Henderson County, Texas. Henderson County features 493 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 527 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Henderson County.

Henderson County, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 21
Total Low Income Apartments 1,020
Total Housing Units with Rental Assistance 493
Percentage of Housing Units Occupied By Renters 25.7%
Average Renter Household Size 2.63
Average Household Size 2.61
Median Household Income $41,607 ±$1,330
Median Rent $749 ±$34
Percentage Of Renters Overburdened 42.2% ± 4.08pp
Total Population 79,016

Population and Household Demographics

Henderson County is a County in Texas with a population of 79,016. There are 29,780 households in the county with an average household size of 2.61 persons. 25.7% of households in Henderson County are renters.

Income and Rent Overburden in Henderson County

The median gross income for households in Henderson County is $41,607 a year, or $3,467 a month. The median rent for the county is $749 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Henderson County, a household making less than $2,497 a month would be considered overburdened when renting an apartment at or above the median rent. 42.2% of households who rent are overburdened in Henderson County.1

Area Median Income In Henderson County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Henderson County, HUD calculates the Area Median Income for a family of four as $55,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Henderson County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Henderson County HUD Rental Assistance in Henderson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $34,050 $36,400 $38,750
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
80% of Median $32,900 $37,600 $42,300 $46,950 $50,750 $54,500 $58,250 $62,000
Low Income Housing Tax Credits in Henderson County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2007, 6 low income apartment communities containing 300 rental apartments have been constructed and made affordable to low income persons in Henderson County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Henderson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
60% of Median $24,660 $28,200 $31,740 $35,220 $38,040 $40,860 $43,680 $46,500

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Henderson County is $31,740 a year, or $2,645 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,645 by 30% to get a maximum rent of $794 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $514 $551 $661 $763 $851 $939
60% $617 $661 $794 $916 $1,022 $1,127
Fair Market Rents in Henderson County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$590 $611 $796 $1,039 $1,223

Cities In Henderson County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Mabank 4 The HUD funded Public Housing Agency that serves Mabank is the Housing Authority of Mabank.
Athens 7 The HUD funded Public Housing Agency that serves Athens is the Athens Housing Authority.
Chandler 2
Seven Points 1
Eustace 1
Malakoff 3 The HUD funded Public Housing Agency that serves Malakoff is the Housing Authority of Malakoff.
Gun Barrel City 1
Berryville 0
Brownsboro 1
Caney City 0
Coffee City 0
Enchanted Oaks 0
Log Cabin 0
Moore Station 0
Murchison 0
Payne Springs 0
Poynor 0
Star Harbor 0
Tool 0
Trinidad 1