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Affordable Housing In Loraine
Mitchell County, Texas

1 Low Income Apartment Communities In Loraine

Taylor - Witta Senior Complex.

125 S Main St
Loraine, Texas
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Housing Authorities that serve Loraine

Housing Authority Programs
Housing Authority of Loraine Public Housing
Abilene Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Mainstream Voucher; Section 8 HCV Money Follows the Person (MFP); Public Housing Money Follows the Person (MFP)

Guide To Affordable Housing in Loraine, Texas

There are 1 low income housing apartment communities offering 16 affordable apartments for rent in Loraine, Texas.

Income Based Apartments in Loraine, Texas

Loraine features 16 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Loraine, Texas

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Loraine.

Housing Choice Vouchers in Loraine, Texas

On average, Section 8 Housing Choice vouchers pay Loraine landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Loraine.

The maximum amount a voucher would pay on behalf of a low-income tenant in Loraine, Texas for a two-bedroom apartment is between $643 and $785.

2020 Loraine, Texas Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $529 $542 $714 $910 $1,110
Payment Standard Range $476 to $582 $488 to $596 $643 to $785 $819 to $1,001 $999 to $1,221

Sourced from federal housing data and research.

Loraine, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 16
Total Housing Units with Rental Assistance 16
Percentage of Housing Units Occupied By Renters 22.63%
Average Renter Household Size 2.31
Average Household Size 2.31
Median Household Income $26,875 ±$9,425
Median Rent $456 ±$174
Percentage Of Renters Overburdened 45.45% ± 35.07pp
Total Population 561

Population and Household Demographics

Loraine is a city in Mitchell County, Texas with a population of 561. There are 243 households in the city with an average household size of 2.31 persons. 22.63% of households in Loraine are renters.

Income and Rent Overburden in Loraine

The median gross income for households in Loraine is $26,875 a year, or $2,240 a month. The median rent for the city is $456 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Loraine, a household making less than $1,520 a month would be considered overburdened when renting an apartment at or above the median rent. 45.45% of households who rent are overburdened in Loraine.

Area Median Income In Loraine

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Loraine, the AMI is calculated from all households within Mitchell County.

In Loraine, HUD calculates the Area Median Income for a family of four as $70,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Loraine

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Loraine

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,900 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $24,800 $28,350 $31,900 $35,400 $38,250 $41,100 $43,900 $46,750
80% of Median $39,700 $45,350 $51,000 $56,650 $61,200 $65,750 $70,250 $74,800