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Affordable Housing In Rusk
Cherokee County, Texas

4 Low Income Apartment Communities In Rusk

Timbercreek Village Apartments

1465 W. 6th
Rusk, Texas
Call For Rent
1-3 BR

Rusk Seniors Apartments

275 Cherokee St
Rusk, Texas

Timbercreek Village ( 6697 )

1908 W 6th St
Rusk, Texas
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Housing Authorities that serve Rusk

Housing Authority Programs
Rusk Housing Authority Section 8 Housing Choice Voucher (HCV)
Jacksonville Housing Authority Section 8 Housing Choice Voucher (HCV)
Housing Authority of Alto Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Rusk, Texas

There are 4 low income housing apartment communities offering 420 affordable apartments for rent in Rusk, Texas.

Income Based Apartments in Rusk, Texas

Rusk features 276 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Rusk, Texas

There are 144 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Rusk.

Housing Choice Vouchers in Rusk, Texas

On average, Section 8 Housing Choice vouchers pay Rusk landlords $400 per month towards rent. The average voucher holder contributes $400 towards rent in Rusk.

The maximum amount a voucher would pay on behalf of a low-income tenant in Rusk, Texas for a two-bedroom apartment is between $670 and $818.

2021 Rusk, Texas Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $491 $577 $744 $1,005 $1,009
Payment Standard Range $442 to $540 $519 to $635 $670 to $818 $905 to $1,106 $908 to $1,110

Sourced from federal housing data and research.

Rusk, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 420
Total Housing Units with Rental Assistance 276
Percentage of Housing Units Occupied By Renters 44.47%
Average Renter Household Size 3.32
Average Household Size 3.01
Median Household Income $41,864 ±$5,091
Median Rent $677 ±$99
Percentage Of Renters Overburdened 37.3% ± 10.95pp
Total Population 5,594

Population and Household Demographics

Rusk is a city in Cherokee County, Texas with a population of 5,594. There are 1,248 households in the city with an average household size of 3.01 persons. 44.47% of households in Rusk are renters.

Income and Rent Overburden in Rusk

The median gross income for households in Rusk is $41,864 a year, or $3,489 a month. The median rent for the city is $677 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rusk, a household making less than $2,257 a month would be considered overburdened when renting an apartment at or above the median rent. 37.3% of households who rent are overburdened in Rusk.

Area Median Income In Rusk

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Rusk, the AMI is calculated from all households within Cherokee County.

In Rusk, HUD calculates the Area Median Income for a family of four as $55,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Rusk

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Rusk

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $30,680 $34,200 $36,550 $38,900
50% of Median $20,650 $23,600 $26,550 $29,450 $31,850 $34,200 $36,550 $38,900
80% of Median $33,000 $37,700 $42,400 $47,100 $50,900 $54,650 $58,450 $62,200