Cheap Apartments In Rusk
Cherokee County, Texas


Waiting List Openings In Rusk

Waiting ListStatus
Rusk Housing Authority Housing Choice Voucher Open Now

Low Income Apartments In Rusk

Timbercreek Village Apartments

1465 W. 6th
Rusk, TX
1-3 BR
Subsidized

Rusk Seniors Apartments

275 Cherokee St
Rusk, TX
Subsidized

Timbercreek Village ( 6697 )

1908 W 6th St
Rusk, TX
HCV Welcome
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There are 4 low income housing apartment complexes which contain 420 affordable apartments for rent in Rusk, Texas. Many of these rental apartments are income based housing with about 276 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 0 Project-Based Section 8 subsidized apartments in Rusk. There are 421 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Rusk

Housing Authority Programs
Rusk Housing Authority Section 8 Housing Choice Voucher
Jacksonville Housing Authority Section 8 Housing Choice Voucher
Housing Authority of Alto Section 8 Housing Choice Voucher; Public Housing

Understanding Affordable Housing in Rusk, Texas

Rusk, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 420
Total Rent Assisted Apartments 276
Percentage of Housing Units Occupied By Renters 44.47%
Average Renter Household Size 3.32
Total Population 5,594
Housing Units 1,248
Average Household Size 3.01
Median Household Income $41,864 ±$5,091
Median Rent $677 ±$99
Percentage Of Renters Overburdened 37.3% ± 10.95pp

Population and Household Demographics

Rusk is a City in Cherokee County, Texas with a population of 5,594. There are 1,248 households in the city with an average household size of 3.01 persons. 44.47% of households in Rusk are renters.

Income and Rent Overburden in Rusk

The median gross income for households in Rusk is $41,864 a year, or $3,489 a month. The median rent for the city is $677 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rusk, a household making less than $2,257 a month would be considered overburdened when renting an apartment at or above the median rent. 37.3% of households who rent are overburdened in Rusk.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 10.95 percentage points.

Area Median Income In Rusk

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Rusk, the AMI is calculated from all households within Cherokee County.

In Rusk, HUD calculates the Area Median Income for a family of four as $50,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Rusk

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Rusk HUD Rental Assistance in Rusk

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,140 $16,460 $20,780 $25,100 $29,420 $32,800 $35,050 $37,300
50% of Median $19,800 $22,600 $25,450 $28,250 $30,550 $32,800 $35,050 $37,300
80% of Median $31,650 $36,200 $40,700 $45,200 $48,850 $52,450 $56,050 $59,700

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Rusk

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 1999, 2 low income apartment communities containing 169 rental apartments have been constructed and made affordable to low income persons in Rusk by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Rusk by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Rusk

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $19,800 $22,600 $25,450 $28,250 $30,550 $32,800 $35,050 $37,300
60% of Median $23,760 $27,120 $30,540 $33,900 $36,660 $39,360 $42,060 $44,760

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Rusk is $30,540 a year, or $2,545 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,545 by 30% to get a maximum rent of $764 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $495 $530 $636 $735 $820 $904
60% $594 $636 $764 $882 $984 $1,085
Fair Market Rents in Rusk

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$537 $541 $715 $934 $1,006