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Affordable Housing In St Paul
Albemarle County, Virginia

Housing Authorities that serve St Paul

Housing Authority Programs
Virginia Housing Section 8 Housing Choice Voucher (HCV)
Albemarle County Office of Housing Section 8 Housing Choice Voucher (HCV); Section 8 Project-Based Rental Assistance (PBRA)

Guide To Affordable Housing in St Paul, Virginia

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in St Paul, Virginia.

Income Based Apartments in St Paul, Virginia

St Paul features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in St Paul, Virginia

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St Paul.

Housing Choice Vouchers in St Paul, Virginia

On average, Section 8 Housing Choice vouchers pay St Paul landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in St Paul.

The maximum amount a voucher would pay on behalf of a low-income tenant in St Paul, Virginia for a two-bedroom apartment is between $1,139 and $1,393.

2021 St Paul, Virginia Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
St Paul, Virginia Fair Market Rent $949 $1,077 $1,266 $1,575 $1,965
St Paul, Virginia Payment Standard Range $854 to $1,044 $969 to $1,185 $1,139 to $1,393 $1,418 to $1,733 $1,769 to $2,162

Sourced from federal housing data and AffordableHousingOnline.com research.

St Paul, VA Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 34.17%
Average Renter Household Size 2.23
Average Household Size 2.48
Median Household Income $44,643 ±$11,436
Median Rent $372 ±$185
Percentage Of Renters Overburdened 34.9% ± 20.61pp
Total Population 1,080

Population and Household Demographics

St Paul is a city in Albemarle County, Virginia with a population of 1,080. There are 436 households in the city with an average household size of 2.48 persons. 34.17% of households in St Paul are renters.

Income and Rent Overburden in St Paul

The median gross income for households in St Paul is $44,643 a year, or $3,720 a month. The median rent for the city is $372 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In St Paul, a household making less than $1,240 a month would be considered overburdened when renting an apartment at or above the median rent. 34.9% of households who rent are overburdened in St Paul.

Area Median Income In St Paul

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For St Paul, the AMI is calculated from all households within Albemarle County.

In St Paul, HUD calculates the Area Median Income for a family of four as $93,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in St Paul

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in St Paul

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the St Paul AMI may qualify for rental assistance programs that target Extremely Low Income households.
$19,700 $22,500 $25,300 $28,100 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the St Paul AMI may qualify for rental assistance programs that target Very Low Income households.
$32,800 $37,500 $42,200 $46,850 $50,600 $54,350 $58,100 $61,850
80% AMI Income Limits
Renters earning up to 80% of the St Paul AMI may qualify for rental assistance programs that target Low Income households.
$52,500 $60,000 $67,500 $74,950 $80,950 $86,950 $92,950 $98,950