Low Income Apartments In Okanogan County
Washington
Low Income Apartments In Okanogan County
There are 27 low income housing apartment complexes which contain 613 affordable apartments for rent in Okanogan County, Washington. Many of these rental apartments are income based housing with about 462 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 76 Project-Based Section 8 subsidized apartments in Okanogan County. There are 137 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.
Housing Authorities that serve Okanogan County
| Housing Authority | Programs |
|---|---|
| Housing Authority of Okanogan County | Section 8 Housing Choice Voucher; Public Housing |
Guide To Affordable Housing in Okanogan County, Washington
Okanogan County, WA Affordable Housing Snapshot
| Total Affordable Apartment Properties | 27 |
|---|---|
| Total Low Income Apartments | 613 |
| Total Rent Assisted Apartments | 462 |
| Percentage of Housing Units Occupied By Renters | 31.85% |
| Average Renter Household Size | 2.52 |
| Total Population | 41,332 |
| Housing Units | 16,619 |
| Average Household Size | 2.42 |
| Median Household Income | $40,730 ±$2,595 |
| Median Rent | $621 ±$22 |
| Percentage Of Renters Overburdened | 37.65% ± 4.23pp |
Population and Household Demographics
Okanogan County is a County in Washington with a population of 41,332. There are 16,619 households in the county with an average household size of 2.42 persons. 31.85% of households in Okanogan County are renters.
Income and Rent Overburden in Okanogan County
The median gross income for households in Okanogan County is $40,730 a year, or $3,394 a month. The median rent for the county is $621 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Okanogan County, a household making less than $2,070 a month would be considered overburdened when renting an apartment at or above the median rent. 37.65% of households who rent are overburdened in Okanogan County.1
Area Median Income In Okanogan County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Okanogan County, HUD calculates the Area Median Income for a family of four as $51,200
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Okanogan County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for Okanogan County HUD Rental Assistance in Okanogan County
| Income | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person |
|---|---|---|---|---|---|---|---|---|
| 30% of Median | $13,650 | $16,460 | $20,780 | $25,100 | $29,420 | $33,740 | $38,060 | $42,380 |
| 50% of Median | $22,750 | $26,000 | $29,250 | $32,500 | $35,100 | $37,700 | $40,300 | $42,900 |
| 80% of Median | $36,400 | $41,600 | $46,800 | $52,000 | $56,200 | $60,350 | $64,500 | $68,650 |
Low Income Housing Tax Credits in Okanogan County
The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.
From 1988 to 2009, 14 low income apartment communities containing 328 rental apartments have been constructed and made affordable to low income persons in Okanogan County by the Low Income Housing Tax Credit Program.
If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.
Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.
Income Qualifications for Low Income Housing Tax Credit Apartments in Okanogan County
| Income | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person |
|---|---|---|---|---|---|---|---|---|
| 60% of Median | $27,300 | $31,200 | $35,100 | $39,000 | $42,120 | $45,240 | $48,360 | $51,480 |
For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Okanogan County is $35,100 a year, or $2,925 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,925 by 30% to get a maximum rent of $878 a month.
Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.
| % of AMI | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed | 5 Bed |
|---|---|---|---|---|---|---|
| 50% | $569 | $609 | $731 | $845 | $943 | $1,040 |
| 60% | $683 | $731 | $878 | $1,014 | $1,131 | $1,248 |
Fair Market Rents in Okanogan County
Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.
2019 Fair Market Rents
| Studio | One BR | Two BR | Three BR | Four BR |
|---|---|---|---|---|
| $504 | $643 | $784 | $1,048 | $1,279 |
Cities In Okanogan County
Select A City to View its Apartment Communities and Waiting Lists.
| City | Listings | Served By |
|---|---|---|
| Omak | 10 | The HUD funded Public Housing Agency that serves Omak is the Housing Authority of Okanogan County. |
| Twisp | 3 | The HUD funded Public Housing Agency that serves Twisp is the Housing Authority of Okanogan County. |
| Okanogan | 2 | The HUD funded Public Housing Agency that serves Okanogan is the Housing Authority of Okanogan County. |
| Oroville | 4 | The HUD funded Public Housing Agency that serves Oroville is the Housing Authority of Okanogan County. |
| Nespelem | 1 | The HUD funded Public Housing Agency that serves Nespelem is the Housing Authority of Okanogan County. |
| Pateros | 1 | The HUD funded Public Housing Agency that serves Pateros is the Housing Authority of Okanogan County. |
| Brewster | 3 | |
| Tonasket | 2 | |
| Winthrop | 1 | |
| Conconully | 0 | |
| Disautel | 0 | |
| Elmer City | 0 | |
| Loomis | 0 | |
| Malott | 0 | |
| Methow | 0 | |
| Nespelem Community | 0 | |
| North Omak | 0 | |
| Riverside | 0 |
