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An agency within HUD that provides mortgage insurance on loans by by approved lenders throughout the U.S. and its territories. FHA insures mortgages on single-family, multifamily and manufactured homes and hospitals. The mortgage insurance compensates lenders for losses when borrowers default on their loans.<\/p>", "inDefinedTermSet": "https://affordablehousingonline.com/glossary" },

Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Federal Housing Administration (FHA)

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An agency within HUD that provides mortgage insurance on loans by by approved lenders throughout the U.S. and its territories. FHA insures mortgages on single-family, multifamily and manufactured homes and hospitals. The mortgage insurance compensates lenders for losses when borrowers default on their loans.

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