Home Affordable Refinance Program (HARP)

Under this program, Government Sponsored Entities will purchase any refinanced mortgage that they own or guarantee when the property is owner-occupied. The borrower must have sufficient income to support the new mortgage debt and the first mortgage cannot exceed 125 percent of the current market value of the property.

Affordable Housing Online has served low income renters in the U.S. for more than 15 years with the most complete and up-to-date info on low income housing, affordable housing, affordable apartments, subsidized housing, Public Housing and Section 8 Housing Choice Voucher (HCV) waiting list information. We provide current data on more than 77,500 apartment communities containing more than 6,229,000 apartment homes. We also provide detailed information about 4,058 local Public Housing Authorities (PHA) with housing authority contact, program, and current waiting list information - including instructions on how to apply for waiting lists and complete housing applications.