Affordable Housing In Anniston
Calhoun County, Alabama

12 Low Income Apartment Communities In Anniston

Indian Hills

1436 Nocoseka Trail
Anniston, AL
Market Rate

Hobson City Apartments

1100 Martin Luther King Dr
Anniston, AL

Wesley Apartments

1401 Noble St
Anniston, AL
Elderly Supportive Housing

Cedars Green Apartments

6015 Weaver Rd
Anniston, AL

Casey Estates

74 Polkville Dr
Anniston, AL
Elderly Supportive Housing

Westminster Apartments

107 E 20th St
Anniston, AL
Elderly Supportive Housing

Glenaddie Homes

1104 Boynton Ave
Anniston, AL

Wesley Park Alternate

1405 Crane Ave
Anniston, AL
HCV Welcome

Southern Ridge Estates

3000 Cresthill Ave
Anniston, AL
HCV Welcome

Cooper Homes

411 W 29th St
Anniston, AL

Housing Authorities that serve Anniston

Housing Authority Programs
Anniston Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Anniston, Alabama

According to federal housing data and research, there are 12 low income housing apartment communities offering 1,351 affordable apartments for rent in Anniston, Alabama. Anniston features 1,099 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 112 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Anniston.

Anniston, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 12
Total Low Income Apartments 1,351
Total Housing Units with Rental Assistance 1,099
Percentage of Housing Units Occupied By Renters 44.55%
Average Renter Household Size 2.29
Average Household Size 2.27
Median Household Income $29,681 ±$2,504
Median Rent $600 ±$29
Percentage Of Renters Overburdened 50.23% ± 6.19pp
Total Population 22,626

Population and Household Demographics

Anniston is a City in Calhoun County, Alabama with a population of 22,626. There are 9,602 households in the city with an average household size of 2.27 persons. 44.55% of households in Anniston are renters.

Income and Rent Overburden in Anniston

The median gross income for households in Anniston is $29,681 a year, or $2,473 a month. The median rent for the city is $600 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Anniston, a household making less than $2,000 a month would be considered overburdened when renting an apartment at or above the median rent. 50.23% of households who rent are overburdened in Anniston.1

Area Median Income In Anniston

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Anniston, the AMI is calculated from all households within Calhoun County.

In Anniston, HUD calculates the Area Median Income for a family of four as $56,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Anniston

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Anniston HUD Rental Assistance in Anniston

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $32,600 $34,850 $37,100
50% of Median $19,700 $22,500 $25,300 $28,100 $30,350 $32,600 $34,850 $37,100
80% of Median $31,500 $36,000 $40,500 $44,950 $48,550 $52,150 $55,750 $59,350
Low Income Housing Tax Credits in Anniston

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2001 to 2003, 2 low income apartment communities containing 112 rental apartments have been constructed and made affordable to low income persons in Anniston by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Anniston

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $19,700 $22,500 $25,300 $28,100 $30,350 $32,600 $34,850 $37,100
60% of Median $23,640 $27,000 $30,360 $33,720 $36,420 $39,120 $41,820 $44,520

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Anniston is $30,360 a year, or $2,530 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,530 by 30% to get a maximum rent of $759 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $493 $528 $633 $731 $815 $899
60% $591 $633 $759 $877 $978 $1,079
Fair Market Rents in Anniston

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$468 $531 $700 $910 $1,072