Cheap Apartments In Chino
San Bernardino County, California

There are 5 low income housing apartment complexes which contain 481 affordable apartments for rent in Chino, California. Many of these rental apartments are income based housing with about 124 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 40 Project-Based Section 8 subsidized apartments in Chino. There are 357 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Understanding Affordable Housing in Chino, California

• Population And Household Demographics
• Income and Rent Overburden
• Fair Market Rents
• Area Median Income
• Low Income Housing Tax Credit
• Rental Assistance

Chino, CA Affordable Housing Snapshot

Population and Household Demographics

Chino is a City in San Bernardino County, California with a population of 82,208. There are 20,149 households in the city with an average household size of 3.45 persons. 32.42% of households in Chino are renters.

Income and Rent Overburden in Chino

The median gross income for households in Chino is $72,872 a year, or $6,073 a month. The median rent for the city is $1,385 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Chino, a household making less than $4,617 a month would be considered overburdened when renting an apartment at or above the median rent. 52.81% of households who rent are overburdened in Chino.¹

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
¹ Margin of Error: ± 5.43 percentage points.

Area Median Income In Chino

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Chino, the AMI is calculated from all households within San Bernardino County.

In Chino, HUD calculates the Area Median Income for a family of four as $65,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Chino

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Chino HUD Rental Assistance in Chino

You can identify apartment communities that participate in a program that provides rental assistance by looking for the Section 202 Supportive Housing for the Elderly Section 811 Supportive Housing for Persons with Disabilities Rental Assistance Payments Project-Based Section 8 Rural Development Rental Assistance Public Housing tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Chino

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1998 to 2008, 2 low income apartment communities containing 155 rental apartments have been constructed and made affordable to low income persons in Chino by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Chino by looking for the Low Income Housing Tax Credit tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Chino

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Chino is $36,420 a year, or $3,035 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,035 by 30% to get a maximum rent of $911 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

Fair Market Rents in Chino

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents