Affordable Housing In Oakland
Alameda County, California

151 Low Income Apartment Communities In Oakland

10900 Macarthur Blvd.

10900 MacArthur Blvd
Oakland, CA
HCV Welcome

1604 32nd Street

1604 32nd St
Oakland, CA
HCV Welcome

Chestnut Linden Court

1060 W Grand Ave
Oakland, CA
HCV Welcome

Bancroft Apartments

9750 Bancroft Ave
Oakland, CA
HCV Welcome

Downs Senior Housing

1027 60th St
Oakland, CA
HCV Welcome


1519 34th St
Oakland, CA
HCV Welcome

Seven Directions

2946 International Blvd
Oakland, CA
HCV Welcome

Foothill Plaza

2701 64th Ave
Oakland, CA
HCV Welcome

Hotel Oakland

270 13th Street
Oakland, CA

Madrone Hotel

477 8th St
Oakland, CA
HCV Welcome

There are 151 low income housing apartment complexes which contain 11,640 affordable apartments for rent in Oakland. Many of these rental apartments are income based housing with 6,483 apartments that set rent based on your income. In Oakland, HUD housing programs support 3,692 rental assistance apartments through programs like Project-based Section 8. There are 5,056 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Oakland

Housing Authority Programs
Oakland Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Moving to Work; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Mainstream Voucher; Moderate Rehabilitation; Homeownership; Family Unification Program (FUP)

Guide To Affordable Housing in Oakland, California

Oakland, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 151
Total Low Income Apartments 11,640
Total Rent Assisted Apartments 6,483
Percentage of Housing Units Occupied By Renters 60.22%
Average Renter Household Size 2.43
Total Population 408,073
Housing Units 158,424
Average Household Size 2.53
Median Household Income $54,618 ±$1,132
Median Rent $1,144 ±$12
Percentage Of Renters Overburdened 52.75% ± 1.29pp

Population and Household Demographics

Oakland is a City in Alameda County, California with a population of 408,073. There are 158,424 households in the city with an average household size of 2.53 persons. 60.22% of households in Oakland are renters.

Income and Rent Overburden in Oakland

The median gross income for households in Oakland is $54,618 a year, or $4,552 a month. The median rent for the city is $1,144 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Oakland, a household making less than $3,813 a month would be considered overburdened when renting an apartment at or above the median rent. 52.75% of households who rent are overburdened in Oakland.1

Area Median Income In Oakland

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Oakland, the AMI is calculated from all households within Alameda County.

In Oakland, HUD calculates the Area Median Income for a family of four as $111,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Oakland

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Oakland HUD Rental Assistance in Oakland

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $26,050 $29,750 $33,450 $37,150 $40,150 $43,100 $46,100 $49,050
50% of Median $43,400 $49,600 $55,800 $61,950 $66,950 $71,900 $76,850 $81,800
80% of Median $69,000 $78,850 $88,700 $98,550 $106,450 $114,350 $122,250 $130,100
Low Income Housing Tax Credits in Oakland

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2012, 87 low income apartment communities containing 5,877 rental apartments have been constructed and made affordable to low income persons in Oakland by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Oakland

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $43,400 $49,600 $55,800 $61,950 $66,950 $71,900 $76,850 $81,800
60% of Median $52,080 $59,520 $66,960 $74,340 $80,340 $86,280 $92,220 $98,160

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Oakland is $66,960 a year, or $5,580 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $5,580 by 30% to get a maximum rent of $1,674 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,085 $1,163 $1,395 $1,611 $1,798 $1,983
60% $1,302 $1,395 $1,674 $1,934 $2,157 $2,380
Fair Market Rents in Oakland

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,409 $1,706 $2,126 $2,925 $3,587