Affordable Housing In Tracy
San Joaquin County, California

8 Low Income Apartment Communities In Tracy

Tracy Garden Apartments

662 East Street
Tracy, California
Call For Rent
1 BR

Tracy Village Apartments

435 East Sixth Street
Tracy, California
Call For Rent
1-3 BR

Stone Pine Meadow

229 W Grant Line Road
Tracy, California
1-4 BR

Mountain View Townhomes Apartments

377 W Mount Diablo Ave
Tracy, California
Call For Rent
2-4 BR

Stone Pine Meadows

227 W Grant Line Rd
Tracy, California

Tracy Senior Apartments

902 W 12th St
Tracy, California

Diablo Homes

2525 Buthmann Ave
Tracy, California

Chesapeake Bay Apartments

3941 W Lowell Ave
Tracy, California
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Housing Authorities that serve Tracy

Housing Authority Programs
Housing Authority of the County of San Joaquin Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Tracy, California

There are 8 low income housing apartment communities offering 803 affordable apartments for rent in Tracy, California.

Income Based Apartments in Tracy, California

Tracy features 428 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Tracy, California

There are 375 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Tracy.

Housing Choice Vouchers in Tracy, California

On average, Section 8 Housing Choice vouchers pay Tracy landlords $700 per month towards rent. The average voucher holder contributes $500 towards rent in Tracy.

The maximum amount a voucher would pay on behalf of a low-income tenant in Tracy, California for a two-bedroom apartment is between $1,143 and $1,397.

2021 Tracy, California Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Tracy, California Fair Market Rent $845 $964 $1,270 $1,818 $2,199
Tracy, California Payment Standard Range $761 to $930 $868 to $1,060 $1,143 to $1,397 $1,636 to $2,000 $1,979 to $2,419

Sourced from federal housing data and research.

Tracy, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 8
Total Low Income Apartments 803
Total Housing Units with Rental Assistance 428
Percentage of Housing Units Occupied By Renters 36.68%
Average Renter Household Size 3.59
Average Household Size 3.49
Median Household Income $76,310 ±$3,494
Median Rent $1,461 ±$62
Percentage Of Renters Overburdened 47.76% ± 4.52pp
Total Population 85,284

Population and Household Demographics

Tracy is a city in San Joaquin County, California with a population of 85,284. There are 24,344 households in the city with an average household size of 3.49 persons. 36.68% of households in Tracy are renters.

Income and Rent Overburden in Tracy

The median gross income for households in Tracy is $76,310 a year, or $6,359 a month. The median rent for the city is $1,461 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Tracy, a household making less than $4,870 a month would be considered overburdened when renting an apartment at or above the median rent. 47.76% of households who rent are overburdened in Tracy.

Area Median Income In Tracy

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Tracy, the AMI is calculated from all households within San Joaquin County.

In Tracy, HUD calculates the Area Median Income for a family of four as $74,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Tracy

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Tracy

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Tracy AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,550 $17,800 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Tracy AMI may qualify for rental assistance programs that target Very Low Income households.
$25,900 $29,600 $33,300 $37,000 $40,000 $42,950 $45,900 $48,850
80% AMI Income Limits
Renters earning up to 80% of the Tracy AMI may qualify for rental assistance programs that target Low Income households.
$41,450 $47,400 $53,300 $59,200 $63,950 $68,700 $73,450 $78,150