Affordable Housing In San Joaquin County
California
74 Low Income Apartment Communities In San Joaquin County
Zettie Miller’s Haven Apartments
Housing Authorities that serve San Joaquin County
| Housing Authority | Programs |
|---|---|
| Housing Authority of the County of San Joaquin | Section 8 Housing Choice Voucher (HCV); Public Housing |
Guide To Affordable Housing in San Joaquin County, California
There are 74 low income housing apartment communities offering 6,397 affordable apartments for rent in San Joaquin County, California. San Joaquin County features 2,903 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 3,494 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in San Joaquin County.
Sourced from federal housing data and AffordableHousingOnline.com research.
San Joaquin County, CA Affordable Housing Snapshot
| Total Affordable Apartment Properties | 74 |
|---|---|
| Total Low Income Apartments | 6,397 |
| Total Housing Units with Rental Assistance | 2,903 |
| Percentage of Housing Units Occupied By Renters | 43.36% |
| Average Renter Household Size | 3.23 |
| Average Household Size | 3.16 |
| Median Household Income | $53,274 ±$946 |
| Median Rent | $1,024 ±$15 |
| Percentage Of Renters Overburdened | 54.21% ± 1.3pp |
| Total Population | 708,554 |
Population and Household Demographics
San Joaquin County is a County in California with a population of 708,554. There are 219,073 households in the county with an average household size of 3.16 persons. 43.36% of households in San Joaquin County are renters.
Income and Rent Overburden in San Joaquin County
The median gross income for households in San Joaquin County is $53,274 a year, or $4,440 a month. The median rent for the county is $1,024 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In San Joaquin County, a household making less than $3,413 a month would be considered overburdened when renting an apartment at or above the median rent. 54.21% of households who rent are overburdened in San Joaquin County.1
Area Median Income In San Joaquin County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In San Joaquin County, HUD calculates the Area Median Income for a family of four as $71,400
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in San Joaquin County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for San Joaquin County HUD Rental Assistance in San Joaquin County
| Income | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person |
|---|---|---|---|---|---|---|---|---|
| 30% of Median | $14,700 | $16,910 | $21,330 | $25,750 | $30,170 | $34,590 | $39,010 | $43,430 |
| 50% of Median | $24,500 | $28,000 | $31,500 | $35,000 | $37,800 | $40,600 | $43,400 | $46,200 |
| 80% of Median | $39,200 | $44,800 | $50,400 | $56,000 | $60,500 | $65,000 | $69,450 | $73,950 |
Low Income Housing Tax Credits in San Joaquin County
The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.
From 1987 to 2012, 42 low income apartment communities containing 2,846 rental apartments have been constructed and made affordable to low income persons in San Joaquin County by the Low Income Housing Tax Credit Program.
If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.
Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.
Income Qualifications for Low Income Housing Tax Credit Apartments in San Joaquin County
| Income | 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person |
|---|---|---|---|---|---|---|---|---|
| 50% of Median | $24,500 | $28,000 | $31,500 | $35,000 | $37,800 | $40,600 | $43,400 | $46,200 |
| 60% of Median | $29,400 | $33,600 | $37,800 | $42,000 | $45,360 | $48,720 | $52,080 | $55,440 |
For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in San Joaquin County is $37,800 a year, or $3,150 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,150 by 30% to get a maximum rent of $945 a month.
Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.
| % of AMI | Studio | 1 Bed | 2 Bed | 3 Bed | 4 Bed | 5 Bed |
|---|---|---|---|---|---|---|
| 50% | $613 | $656 | $788 | $910 | $1,015 | $1,120 |
| 60% | $735 | $788 | $945 | $1,092 | $1,218 | $1,344 |
Fair Market Rents in San Joaquin County
Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.
2020 Fair Market Rents
| Studio | One BR | Two BR | Three BR | Four BR |
|---|---|---|---|---|
| $745 | $869 | $1,144 | $1,650 | $2,009 |
Cities In San Joaquin County
Select A City to View its Apartment Communities and Waiting Lists.
| City | Listings | Served By |
|---|---|---|
| Stockton | 52 | The HUD funded Public Housing Agency that serves Stockton is the Housing Authority of the County of San Joaquin. |
| Lodi | 5 | The HUD funded Public Housing Agency that serves Lodi is the Housing Authority of the County of San Joaquin. |
| Tracy | 8 | The HUD funded Public Housing Agency that serves Tracy is the Housing Authority of the County of San Joaquin. |
| Manteca | 7 | The HUD funded Public Housing Agency that serves Manteca is the Housing Authority of the County of San Joaquin. |
| Ripon | 1 | The HUD funded Public Housing Agency that serves Ripon is the Housing Authority of the County of San Joaquin. |
| Escalon | 1 | The HUD funded Public Housing Agency that serves Escalon is the Housing Authority of the County of San Joaquin. |
| Thornton | 0 | The HUD funded Public Housing Agency that serves Thornton is the Housing Authority of the County of San Joaquin. |
| Acampo | 0 | The HUD funded Public Housing Agency that serves Acampo is the Housing Authority of the County of San Joaquin. |
| August | 0 | The HUD funded Public Housing Agency that serves August is the Housing Authority of the County of San Joaquin. |
| Collierville | 0 | The HUD funded Public Housing Agency that serves Collierville is the Housing Authority of the County of San Joaquin. |
| Country Club | 0 | The HUD funded Public Housing Agency that serves Country Club is the Housing Authority of the County of San Joaquin. |
| Dogtown | 0 | The HUD funded Public Housing Agency that serves Dogtown is the Housing Authority of the County of San Joaquin. |
| Farmington | 0 | The HUD funded Public Housing Agency that serves Farmington is the Housing Authority of the County of San Joaquin. |
| French Camp | 0 | The HUD funded Public Housing Agency that serves French Camp is the Housing Authority of the County of San Joaquin. |
| Garden Acres | 0 | The HUD funded Public Housing Agency that serves Garden Acres is the Housing Authority of the County of San Joaquin. |
| Kennedy | 0 | The HUD funded Public Housing Agency that serves Kennedy is the Housing Authority of the County of San Joaquin. |
| Lathrop | 0 | The HUD funded Public Housing Agency that serves Lathrop is the Housing Authority of the County of San Joaquin. |
| Lincoln Village | 0 | The HUD funded Public Housing Agency that serves Lincoln Village is the Housing Authority of the County of San Joaquin. |
| Linden | 0 | The HUD funded Public Housing Agency that serves Linden is the Housing Authority of the County of San Joaquin. |
| Lockeford | 0 | The HUD funded Public Housing Agency that serves Lockeford is the Housing Authority of the County of San Joaquin. |
| Morada | 0 | The HUD funded Public Housing Agency that serves Morada is the Housing Authority of the County of San Joaquin. |
| Mountain House | 0 | The HUD funded Public Housing Agency that serves Mountain House is the Housing Authority of the County of San Joaquin. |
| Peters | 0 | The HUD funded Public Housing Agency that serves Peters is the Housing Authority of the County of San Joaquin. |
| Taft Mosswood | 0 | The HUD funded Public Housing Agency that serves Taft Mosswood is the Housing Authority of the County of San Joaquin. |
| Terminous | 0 | The HUD funded Public Housing Agency that serves Terminous is the Housing Authority of the County of San Joaquin. |
| Victor | 0 | The HUD funded Public Housing Agency that serves Victor is the Housing Authority of the County of San Joaquin. |
| Waterloo | 0 | The HUD funded Public Housing Agency that serves Waterloo is the Housing Authority of the County of San Joaquin. |
| Woodbridge | 0 | The HUD funded Public Housing Agency that serves Woodbridge is the Housing Authority of the County of San Joaquin. |
