Affordable Housing In Jacksonville
Duval County, Florida

131 Low Income Apartment Communities In Jacksonville

Philips Pointe Apartments

3465 Philips Hwy
Jacksonville, FL
Call For Rent
1 BR
HCV Welcome
Subsidized

Cathedral Towers

601 N Newnan St
Jacksonville, FL
Call For Rent
Studio-1 BR
62+
HCV Welcome
Subsidized

Cathedral Court

201 E Ashley St
Jacksonville, FL
Call For Rent
1-2 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Cathedral Townhouse

501 N Ocean St
Jacksonville, FL
Call For Rent
1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Cathedral Terrace

701 N Ocean St
Jacksonville, FL
Call For Rent
1 BR
62+
Accessible
HCV Welcome
Subsidized

Deer Meadow

8859 Old Kings Rd S
Jacksonville, FL
$865-1,115
1-3 BR
HCV Welcome

Normandy Apartments

8441 Helen Ter
Jacksonville, FL
Call For Rent
1-3 BR
HCV Welcome
Subsidized

Moncrief Village

1650 Moncrief Vlg N
Jacksonville, FL
Income Based
1-2 BR
Subsidized

Lofts at LaVilla

Lofts at LaVilla 995 Water Street
Jacksonville, FL
Call For Rent
Studio-3 BR
HCV Welcome

Lofts at Jefferson Station

799 Water St
Jacksonville, FL
$724-2,000
Studio-3 BR
HCV Welcome

Housing Authorities that serve Jacksonville

Housing Authority Programs
Jacksonville Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Public Housing Homeownership; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV); Section 8 Project-Based Rental Assistance (PBRA)

Guide To Affordable Housing in Jacksonville, Florida

There are 131 low income housing apartment communities offering 19,706 affordable apartments for rent in Jacksonville, Florida. Jacksonville features 10,733 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 8,973 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Jacksonville.

Sourced from federal housing data and AffordableHousingOnline.com research.

Jacksonville, FL Affordable Housing Snapshot

Total Affordable Apartment Properties 131
Total Low Income Apartments 19,706
Total Housing Units with Rental Assistance 10,733
Percentage of Housing Units Occupied By Renters 41.01%
Average Renter Household Size 2.50
Average Household Size 2.60
Median Household Income $46,764 ±$687
Median Rent $935 ±$9
Percentage Of Renters Overburdened 52.37% ± 1.42pp
Total Population 846,951

Population and Household Demographics

Jacksonville is a City in Duval County, Florida with a population of 846,951. There are 318,575 households in the city with an average household size of 2.60 persons. 41.01% of households in Jacksonville are renters.

Income and Rent Overburden in Jacksonville

The median gross income for households in Jacksonville is $46,764 a year, or $3,897 a month. The median rent for the city is $935 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Jacksonville, a household making less than $3,117 a month would be considered overburdened when renting an apartment at or above the median rent. 52.37% of households who rent are overburdened in Jacksonville.1

Area Median Income In Jacksonville

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Jacksonville, the AMI is calculated from all households within Duval County.

In Jacksonville, HUD calculates the Area Median Income for a family of four as $73,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Jacksonville

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Jacksonville HUD Rental Assistance in Jacksonville

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,450 $17,650 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,750 $29,400 $33,100 $36,750 $39,700 $42,650 $45,600 $48,550
80% of Median $41,200 $47,050 $52,950 $58,800 $63,550 $68,250 $72,950 $77,650
Low Income Housing Tax Credits in Jacksonville

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1990 to 2011, 45 low income apartment communities containing 9,833 rental apartments have been constructed and made affordable to low income persons in Jacksonville by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Jacksonville

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $25,750 $29,400 $33,100 $36,750 $39,700 $42,650 $45,600 $48,550
60% of Median $30,900 $35,280 $39,720 $44,100 $47,640 $51,180 $54,720 $58,260

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Jacksonville is $39,720 a year, or $3,310 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,310 by 30% to get a maximum rent of $993 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $644 $689 $828 $956 $1,066 $1,177
60% $773 $827 $993 $1,147 $1,280 $1,412
Fair Market Rents in Jacksonville

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$700 $872 $1,059 $1,391 $1,777