Affordable Housing In Garden City
Ada County, Idaho

4 Low Income Apartment Communities In Garden City

Parkway 43 Townhomes

511 E 43rd St
Garden City, ID
Call For Rent
3 BR
HCV Welcome

Shannon Glen at Riverside

10140 W Charlie Ln
Garden City, ID
Call For Rent
2-4 BR
HCV Welcome

Mallard Pointe Apartments

503 E 50th St
Garden City, ID
HCV Welcome

Columbia Housing - Mallard Pointe Apartments

506 E 50th St
Garden City, ID
HCV Welcome
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Housing Authorities that serve Garden City

Housing Authority Programs
Ada County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Boise City Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Garden City, Idaho

There are 4 low income housing apartment communities offering 408 affordable apartments for rent in Garden City, Idaho. Garden City features 0 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 408 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Garden City.

Sourced from federal housing data and AffordableHousingOnline.com research.

Garden City, ID Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 408
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 41.39%
Average Renter Household Size 2.32
Average Household Size 2.20
Median Household Income $38,086 ±$4,588
Median Rent $775 ±$55
Percentage Of Renters Overburdened 54.37% ± 9.16pp
Total Population 11,313

Population and Household Demographics

Garden City is a City in Ada County, Idaho with a population of 11,313. There are 5,119 households in the city with an average household size of 2.20 persons. 41.39% of households in Garden City are renters.

Income and Rent Overburden in Garden City

The median gross income for households in Garden City is $38,086 a year, or $3,174 a month. The median rent for the city is $775 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Garden City, a household making less than $2,583 a month would be considered overburdened when renting an apartment at or above the median rent. 54.37% of households who rent are overburdened in Garden City.1

Area Median Income In Garden City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Garden City, the AMI is calculated from all households within Ada County.

In Garden City, HUD calculates the Area Median Income for a family of four as $73,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Garden City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Garden City HUD Rental Assistance in Garden City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,500 $17,700 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,800 $29,450 $33,150 $36,800 $39,750 $42,700 $45,650 $48,600
80% of Median $41,250 $47,150 $53,050 $58,900 $63,650 $68,350 $73,050 $77,750
Low Income Housing Tax Credits in Garden City

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2000 to 2002, 2 low income apartment communities containing 214 rental apartments have been constructed and made affordable to low income persons in Garden City by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Garden City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $25,800 $29,450 $33,150 $36,800 $39,750 $42,700 $45,650 $48,600
60% of Median $30,960 $35,340 $39,780 $44,160 $47,700 $51,240 $54,780 $58,320

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Garden City is $39,780 a year, or $3,315 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,315 by 30% to get a maximum rent of $995 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $645 $691 $829 $957 $1,068 $1,178
60% $774 $829 $995 $1,148 $1,281 $1,414
Fair Market Rents in Garden City

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$613 $748 $941 $1,346 $1,548