Affordable Housing In Wilmette
Cook County, Illinois

3 Low Income Apartment Communities In Wilmette

Cleland Place

1925 Wilmette Avenue
Wilmette, Illinois
Call For Rent
1-2 BR
Family & Senior

Gates Manor Apartments

1135 Wilmette Ave
Wilmette, Illinois

Shore Line Place

324 Linden Ave
Wilmette, Illinois
Elderly Supportive Housing
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Section 8 Vouchers, Apartments, and Waiting Lists in Wilmette, Illinois

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Wilmette, Illinois

Housing Authority Programs
Housing Authority of Cook County Section 8 Housing Choice Voucher (HCV); Public Housing; Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Wilmette, Illinois

There are 3 low income housing apartment communities offering 111 affordable apartments for rent in Wilmette, Illinois.

Income Based Apartments in Wilmette, Illinois

Wilmette features 111 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Wilmette, Illinois

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Wilmette.

Housing Choice Vouchers in Wilmette, Illinois

On average, Section 8 Housing Choice vouchers pay Wilmette landlords $1,000 per month towards rent. The average voucher holder contributes $300 towards rent in Wilmette.

The maximum amount a voucher would pay on behalf of a low-income tenant in Wilmette, Illinois for a two-bedroom apartment is between $1,206 and $1,474.

2022 Wilmette, Illinois Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Wilmette, Illinois Fair Market Rent $1,059 $1,161 $1,340 $1,697 $2,018
Wilmette, Illinois Payment Standard Range $953 to $1,165 $1,045 to $1,277 $1,206 to $1,474 $1,527 to $1,867 $1,816 to $2,220

Sourced from federal housing data and research.

Wilmette, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 111
Total Housing Units with Rental Assistance 111
Percentage of Housing Units Occupied By Renters 13.88%
Average Renter Household Size 2.73
Average Household Size 2.87
Median Household Income $132,110 ±$7,514
Median Rent $1,701 ±$318
Percentage Of Renters Overburdened 35.81% ± 7.42pp
Total Population 27,420

Population and Household Demographics

Wilmette is a city in Cook County, Illinois with a population of 27,420. There are 9,515 households in the city with an average household size of 2.87 persons. 13.88% of households in Wilmette are renters.

Income and Rent Overburden in Wilmette

The median gross income for households in Wilmette is $132,110 a year, or $11,009 a month. The median rent for the city is $1,701 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Wilmette, a household making less than $5,670 a month would be considered overburdened when renting an apartment at or above the median rent. 35.81% of households who rent are overburdened in Wilmette.

Area Median Income In Wilmette

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Wilmette, the AMI is calculated from all households within Cook County.

In Wilmette, HUD calculates the Area Median Income for a family of four as $107,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Wilmette

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Wilmette

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Wilmette AMI may qualify for rental assistance programs that target Extremely Low Income households.
$21,900 $25,000 $28,150 $31,250 $33,750 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Wilmette AMI may qualify for rental assistance programs that target Very Low Income households.
$36,500 $41,700 $46,900 $52,100 $56,300 $60,450 $64,650 $68,800
80% AMI Income Limits
Renters earning up to 80% of the Wilmette AMI may qualify for rental assistance programs that target Low Income households.
$58,350 $66,700 $75,050 $83,350 $90,050 $96,700 $103,400 $110,050