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Affordable Housing In East Chicago
Lake County, Indiana

14 Low Income Apartment Communities In East Chicago

Lakeside Garden Apartments

3806 Erie Ct
East Chicago, Indiana
Income Based
1-3 BR
Accepts Vouchers

Harbor Meadows

3521 Pennsylvania Ave
East Chicago, Indiana

Harborside Apartments

3610 Alder St
East Chicago, Indiana

Tri - City Mental Health Center

4866 Tod Ave
East Chicago, Indiana
Disabled Supportive Housing

Northtown Village Senior Apartments

2320 Broadway St
East Chicago, Indiana

Northtown Village Townhomes ( Shores on Broadway )

3600 Pulaski St
East Chicago, Indiana
Accepts Vouchers

Cardinal Terrace Apartments

501 E Chicago Ave
East Chicago, Indiana
Accepts Vouchers

N Harbor ,

3715 Euclid Ave
East Chicago, Indiana
Accepts Vouchers

Cal - View Apartments

Guthrie St
East Chicago, Indiana
Accepts Vouchers

James Hunter

3625 Pulaski St
East Chicago, Indiana

Housing Authorities that serve East Chicago

Housing Authority Programs
East Chicago Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in East Chicago, Indiana

There are 14 low income housing apartment communities offering 2,052 affordable apartments for rent in East Chicago, Indiana.

Income Based Apartments in East Chicago, Indiana

East Chicago features 1,243 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in East Chicago, Indiana

There are 809 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in East Chicago.

Housing Choice Vouchers in East Chicago, Indiana

On average, Section 8 Housing Choice vouchers pay East Chicago landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in East Chicago.

The maximum amount a voucher would pay on behalf of a low-income tenant in East Chicago, Indiana for a two-bedroom apartment is between $825 and $1,009.

2020 East Chicago, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $597 $746 $917 $1,143 $1,292
Payment Standard Range $537 to $657 $671 to $821 $825 to $1,009 $1,029 to $1,257 $1,163 to $1,421

Sourced from federal housing data and research.

East Chicago, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 14
Total Low Income Apartments 2,052
Total Housing Units with Rental Assistance 1,243
Percentage of Housing Units Occupied By Renters 55.44%
Average Renter Household Size 2.84
Average Household Size 2.88
Median Household Income $26,486 ±$2,082
Median Rent $663 ±$22
Percentage Of Renters Overburdened 49.9% ± 5.27pp
Total Population 29,178

Population and Household Demographics

East Chicago is a city in Lake County, Indiana with a population of 29,178. There are 10,106 households in the city with an average household size of 2.88 persons. 55.44% of households in East Chicago are renters.

Income and Rent Overburden in East Chicago

The median gross income for households in East Chicago is $26,486 a year, or $2,207 a month. The median rent for the city is $663 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In East Chicago, a household making less than $2,210 a month would be considered overburdened when renting an apartment at or above the median rent. 49.9% of households who rent are overburdened in East Chicago.

Area Median Income In East Chicago

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For East Chicago, the AMI is calculated from all households within Lake County.

In East Chicago, HUD calculates the Area Median Income for a family of four as $74,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in East Chicago

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in East Chicago

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,750 $18,000 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $26,250 $30,000 $33,750 $37,450 $40,450 $43,450 $46,450 $49,450
80% of Median $41,950 $47,950 $53,950 $59,900 $64,700 $69,500 $74,300 $79,100